Small Business

Credit card processors that support or specialize in Small businesses.
5
Overall Rating
Authorize.Net does not disclose who the company's acquiring bank is. Authorize.Net was founded in 1996 by Jeff Knowles. Authorize.Net headquarters are in San Francisco, California, and the company's current CEO…
5
Overall Rating
U.S. Card Systems, Inc. is a Worldpay reseller that provides full-service merchant card processing. Its offerings include reconciliation, employee compensation, automated transfer of merchant funds, installation, and training. The company…
5
Overall Rating
USAePay is not a payment processor nor a reseller of merchant services. As such, the company does not use an acquiring bank. The company was established in 1998 by Alex…
4.9
Overall Rating
TransGlobal Payment Systems is a merchant account provider and reseller of First Data’s merchant contracts.  The firm administers its POS services through Clover POS and its own proprietary POS model…
4.88
Overall Rating
Merchant services provider with over 7,000 merchants and offices in Canada and the US.
4.8
Overall Rating
APS Payments is a merchant account provider that provides payment processing solutions integrable with Quickbooks, WooCommerce, and a number of other eCommerce and ERP applications. APS offers a standard contract…
4.8
Overall Rating
Founded in 2018, this merchant services provider offers additional services in payroll & HR functions to give merchants a comprehensive solution to their business needs.
4.7
Overall Rating
Omega Bank Card Services provides merchants with payment processing solutions, POS systems, and additional payment services. The company offers transparent pricing and is a reseller of services from First Data.
4.5
Overall Rating
Adyen is an internationally-focused merchant account provider that’s based out of Amsterdam. The company offers online, mobile, and in-person payment processing options and utilizes an interchange-plus pricing model. Adyen works…
4.5
Overall Rating
IMG Merchant Services Auditing isn’t a payment processing company. Instead, it’s a business that audits merchants’ existing payment processing companies to ensure that merchants are getting the best rates from…
4.5
Overall Rating
Mainstream Merchant Services is a merchant account provider that offers credit card terminals, POS solutions, and online payment processing. The company’s standout product is its TSYS Web Pass, which lets…
4.5
Overall Rating
Since its inception in 2007, Austin, Texas-based SalesVu has taken an avant-garde approach to payment processing with a cloud-based POS interface. SalesVu reviews indicate that the products are thought of…
4.3
Overall Rating
Amazon is one of the world's largest companies, employing over two million workers. It has been in business since its founding in May 1996 by Jeff Bezos. Its headquarters is…
4.3
Overall Rating
Payroc was founded in 2003 by James Oberman in the Tinley Park area of Chicago, Illinois, where the headquarters still reside. Payroc mainly services online businesses, smaller businesses, high volume,…
4.3
Overall Rating
Squarespace is an automated website design platform with integrated eCommerce tools. The company offers predictable per-transaction pricing and powerful store management tools. However, Squarespace doesn’t provide merchants with as many…
4.2
Overall Rating
Allied Wallet is a merchant account provider with an international focus. The company specializes in online payment processing. Merchants can use Allied to start accepting more than 80 country-specific payment…
4.2
Overall Rating
Levelup is a GrubHub company, which handles merchant services. Levelup modern merchant services and specialty POS equipment. Here are some of the features that make Levelup standout: Customer engagement Customer…
4.2
Overall Rating
Before Vantiv absorbed it, National Processing Company was one of the largest merchant account providers in the United States. It serviced over 200,000 accounts. NPC was founded in 1979 by…
4.2
Overall Rating
Vantiv (Now Worldpay) is one of the largest payment processors in the world. WorldPay offers in-house merchant services, not outsourced like many of their peers. WorldPay integrates with many third-party…
4
Overall Rating
Card Payment Solutions is a merchant account provider that offers eCommerce solutions, POS systems, and mobile payment processing capabilities to merchants. The company is a reseller of direct processing services…
4
Overall Rating
Formerly known as 'InterSpire,' BigCommerce or 'Big Commerce' is a merchant account provider based in Austin, Texas. 
4
Overall Rating
Michael DiGiovanni founded 1st National Payment Solutions in 1998. It’s on the smaller end for a credit card processing company, with just ten employees manning its functions and operations. Its…
4
Overall Rating
Base Commerce offers an integrated payments platform that lets merchants manage their entire payments process from a single place. The company has a great reputation online and appears to be…
4
Overall Rating
BlueDog is a merchant account provider that provides several payment processing solutions. They work with merchants across varying risk profiles, including those that operate in high-risk industries. A merchant can…
4
Overall Rating
CardSmart is an ISO/MSP of WoodForest National Bank, N.A, in The Woodlands, Texas, and Wells Fargo Bank, N.A., in Concord, California. The company's headquarters are in Las Vegas, NV, and…
4
Overall Rating
Convenient Payments is a merchant account provider that offers virtual terminals, credit card terminals, integrated payment solutions, and recurring payment plan support. The company isn't very forthcoming about its pricing…
4
Overall Rating
Connect Pay does not disclose if the company is an ISO/MSP of any partner bank and does not share details of its back-end processors. With its founding in 2019, Connect…
4
Overall Rating
ETI is an ISO/MSP of Westamerica Bank in Santa Rosa, California. ERI was founded in 1989 with the company's headquarters in Spokane, Washington. The current President of the company is…
4
Overall Rating
Erply is a reseller of Cayan, TSYS, and WorldPay payment processing services. The company's acquiring banks are Wells Fargo Bank, N.A., Walnut Creek, and U.S. Bank, Minneapolis, Minnesota. Officially founded…
4
Overall Rating
Etsy Payments is a merchant account solution that enables merchants to accept online payments directly through their stores on the Etsy platform. It’s a rebranded version of an older product…
4
Overall Rating
GAPS is a registered ISO of Wells Fargo Bank, headquartered in Lisle, Illinois. It mainly services retail and service industries, providing fully integrated payment processing to these businesses. It was…
4
Overall Rating
Indigo uses Wells Fargo Bank, N.A., of Concord, California, as its acquiring bank. The company was founded in 2007 by Linda Kelley and Erik Hendricks. Indigo headquarters are in Atlanta,…
4
Overall Rating
Intuit Merchant Services is a merchant account provider that’s also sometimes called QuickBooks Payments. The service was built to provide merchants who use QuickBooks with a seamless way to integrate…
4
Overall Rating
Merchant e-Solutions (MeS) is a merchant account provider that Cielo owns. The company offers several merchant solutions, including payment processing, POS systems, and an all-in-one reporting platform. MeS stands out…
4
Overall Rating
Jeff Hack founded Paya in Atlanta, Georgia back in 2006. It is currently headquartered in Atlanta as well. It employs over 300 people, and is a registered ISO of BMO…
4
Overall Rating
Secure Trading was founded in 1997 and is a subsidiary of the UC Group. The company operates its merchant services under the name Trust Payment Secure Trading and is headquartered…
4
Overall Rating
The 1983 merger of PNC Pittsburgh National Corporation and Provident National Corporation created PNC bank. By virtue of this merger, PNC became the largest bank in Pennsylvania. Since then, PNC's…
4
Overall Rating
Business owners are in perpetual motion, and anything that takes them away from their core responsibilities hurts the bottom line. Simpay states that its mission is to make the lives…
4
Overall Rating
Square for Retail is a POS application offered by Square. Square itself was founded in 2009 by Jack Dorsey. It employs 3800 people and is headquartered in San Francisco, California.…
4
Overall Rating
T1 Payments is a merchant account provider that specializes in processing payments for high-risk merchants on a global scale. The company has received few online complaints and offers strong customer…
4
Overall Rating
VMS is a Chicago-area-based company and has been in business since 1998. It specializes in credit card and debit card processing and eCommerce payment services. It also has strengths in…
4
Overall Rating
Vanco Payment Solutions is a larger company--with over two hundred employees, founded in 1998 as Vanco Services. The headquarters is located in Twin Cities, Minnesota, with an office in Atlanta,…
4
Overall Rating
Workwell is a sub-ISO of Paya (formerly Sage Payments) and Payvision. The company's acquiring bank is BMO Harris Bank, N.A. of Chicago, Illinois. The company was founded in 2005, and…
4
Overall Rating
Founded in 1983, XCharge bases its operations in Pleasant Grove, Utah. XCharge is registered with HSBC Bank, National Association of Buffalo, New York, Wells Fargo Bank and Synovus Bank. XCharge…
3.9
Overall Rating
International Bancard is a Michigan-based merchant account provider that has been providing payment processing services for almost 20 years now. The firm partners with several other payment processing companies to…
3.8
Overall Rating
PayPros is a merchant account provider that was recently acquired by Global Payments. The company specializes in payment software integration, as well as payroll and human resources services. Merchants can…
3.8
Overall Rating
PayProTec is a merchant account provider that services more than 10,000 merchants across many industries. The company specializes in providing POS solutions and has a wide variety of options for…
3.8
Overall Rating
Wex Inc was founded by Melissa Smith in Portland, Maine, in 1983. Since then, it has grown to a large processing company, employing over 3,500 people. It is still headquartered…
3.8
Overall Rating
Guardian Financial is a merchant account provider that specializes in payment processing for small businesses. The company is a reseller of payment processing solutions from larger merchant account providers such…
3.7
Overall Rating
ExpiTrans was formerly known as Occent Merchant Services. It is based out of Santa Margarita, California. It employs over 350 people and is a larger-sized merchant account provider. It services…
3.7
Overall Rating
Ignite Payments became a part of CardConnect in 2019. It currently operates under that name. Through CardConnect, Ignite Payments offers online payment processing, POS systems, and integrated payment processing management…
3.7
Overall Rating
PowerPay was a merchant account provider that was fully absorbed by EVO Payments in 2019. It now operates entirely through EVO, which merchants can use for a variety of payment…
3.5
Overall Rating
Alliance Bankcard Services is a merchant account provider that serves merchants operating in both the United States and China. The company offers a solid number of payment processing solutions, including…
3.5
Overall Rating
Aliant is an ISO/MSP of Wells Fargo Bank, N.A., of Concord, California. Aliant was founded in 2007 and headquartered in Fort Lauderdale, Florida. The current CEO of Aliant is Eric…
3.5
Overall Rating
CMS is an ISO/MSP of multiple partner banks, including Chesapeake Bank, Kilmarnock, Virginia, Deutsche Bank AG, New York, National Bank of Los Angeles, and Wells Fargo Bank, NA.   The…
3.5
Overall Rating
Cornerstone Payment Systems was founded in 2001. There is no published information on its founding members. It is a Christian-focused credit card processing company committed to reducing rates and helping…
3.5
Overall Rating
Ingenico ePayments is a registered ISO/MSP of Wells Fargo Bank. The company specializes in providing eCommerce processing solutions for merchants who operate on a global scale. Ingenico was founded in…
3.5
Overall Rating
JetPay Merchant Services was acquired by NCR in 2018. The company has since dropped the JetPay name and rebranded itself under the NCR logo. But it still offers the same…
3.5
Overall Rating
PayKings is a registered ISO of WestAmerica Bank that specializes in providing payment solutions for high-risk merchants. It is based out of St. Petersburg, Florida, and was founded in 2011.…
3.5
Overall Rating
Money Tree Merchant Services is a reseller of Global Payments processing services and terminals. The company offers “free” terminal deals to merchants who sign an extended contract with it.
3.5
Overall Rating
SignaPay is an ISO/MSP of multiple partner banks, including Chase Merchant Services, Citizens Bank. Providence, Rhode Island, Esquire Bank of Garden City, New York, Elavon, the Canadian branch of U.S.…
3.5
Overall Rating
SurchX does not disclose if the company is an ISO/MSP. Nor does the SurchX provide information about backend processors or acquiring banks. The company was established in 2017 by Robert…
3.5
Overall Rating
VMS is an ISO/MSP of Wells Fargo, N.A. in Walnut Creek, CA. The company is a reseller of payment processing services of First Data Corporation. The company was founded in…
3.3
Overall Rating
RentPayment was launched in 1999. It was founded by Matt Golis and is a subsidiary of Yapstone Inc. RentPayment is a registered ISO/MSP of Wells Fargo Bank, NA in Walnut…
3.2
Overall Rating
Alpine Payment Systems is a merchant account provider based in Vancouver, Washington, that resells the contracts of First Data, Chase Paymentech, and First American Payment Systems.
3.2
Overall Rating
Mark Hodges founded Wholesale Payments in 2006 under Lubbock Credit Wholesale in Lubbock, Texas, which was then changed to Wholesale Payments in 2007. Wholesale Payments employs over 100 people. It…
3.0
Overall Rating
Total Merchant Services is a merchant account provider that was acquired by North American Bancard in 2017. The company still sells various payment processing products under the Total Merchant Services…
3
Overall Rating
1st Americard is located in Charlotte, North Carolina, and was founded in 1999. They offer credit card processing services for merchants as well as cash advances. 1st Americard works with…
3
Overall Rating
Dan Lewis founded AmeriBanc National in 2004, in Wheaton, IL. The company has around ten employees and is on the smaller end of credit card processing companies. The company mainly…
3
Overall Rating
Anovia Payments was a merchant account provider based out of Irving, Texas. But the company was transformed into Sphere in 2016 when it was acquired by Waud Capital Partners. It’s…
3
Overall Rating
Certified Payment Processing was a merchant account provider founded in 1991 by Andrew Frankel. It processed billions in payments each year, had over two hundred employees, and generally serviced e-commerce…
3
Overall Rating
Encore Payment Systems is now a part of EVO Payments International. EVO is a direct payment processor that offers integrated payment solutions with an international focus. The company offers rates…
3
Overall Rating
Harbortouch is a registered ISO/MSP of Merrick Bank that specializes in POS systems for small merchants. Based out of Allentown, Pennsylvania, the company offers attractive rates and several POS systems…
3
Overall Rating
Zaven Tootikian founded MCA in Plano, TX, in 2014. It had around 50 employees at the height of its operations (now that it is no longer regularly operating). MCA mainly…
3
Overall Rating
According to various sources, Merchant Data Systems was a smaller company that had less than fifty employees--around twenty-five. It was founded in 1997 by Drew Freeman, and the company headquarters…
3
Overall Rating
iTransact was launched in 1994 and acquired by Payroc in 2016. iTransact is a registered ISO of Fifth Third Bank (Ohio), Wells Fargo Bank (California), and M.B. Financial Bank (Illinois.)…
3
Overall Rating
Payments by Wave is a reseller of Vantiv, which uses Fifth Third Bank, N.A., of Cincinnati, Ohio, as its acquiring bank. Wave Accounting was founded in 2009 with headquarters in…
3
Overall Rating
The National Merchants Association (NMA) is a registered ISO/MSP of the Commercial Bank of California and Citizens Bank. The company provides both online and in-store payment processing services for merchants…
3
Overall Rating
Payanywhere caters to many kinds of industries including, restaurant and hospitality, retail, and mobile businesses. Payanywhere outsources backend payment processing to Global Payments. For smaller merchants, the rates are competitively…
3
Overall Rating
With global operations, PayPal uses numerous acquiring banks that differ from country to country. Paypal was established in 1998 by a group of innovators in San Jose, California, and is…
3
Overall Rating
Jeff Easter founded PayPartners in Portland, Oregon, in 2018. It employs a small number of people--ten or less--and services mainly small businesses, retail, restaurant, and eCommerce businesses. It does not…
3
Overall Rating
Premier One Payments is a merchant account provider that specializes in dealing with high-risk merchants. The company offers services like credit card processing, merchant accounts, chargeback protection, and check processing.…
3
Overall Rating
SecureNet is an Austin, Texas-based merchant account provider that was acquired by WorldPay in 2015. The firm now operates as a fully-owned subsidiary under WorldPay and its contract terms are…
3
Overall Rating
Sam's Club Merchant Services is an ISO/MSP of Wells Fargo Bank, N.A., of Concord, California. The parent company, Sam's Club, was founded in 1983, and the company's headquarters are in…
3
Overall Rating
Tru Blu Play is a merchant account provider that resells the contracts of electronic payment processing company, First Data. Under these contracts, Tru Blue Play provides merchants with the equipment…
2.8
Overall Rating
Merchant Account Solutions is a DBA of Integrated Card Service and International Card Services. The company provides POS and payment processing solutions to merchants, as well as several types of…
2.8
Overall Rating
The Merchant Processing Company is a merchant account provider that services both high and standard-risk merchants. The company provides payment processing solutions for a wide variety of transaction types. It…
2.7
Overall Rating
CardConnect is an independent reseller of First Data. It used to be called Financial Transaction Services but was rebranded CardConnect in 2006 and acquired by First Data in 2017. CardConnect…
2.7
Overall Rating
Matt Taylor founded Mercury Payment Systems in Durango, Colorado, in 2001. It had over a thousand employees before Vantiv absorbed it. Mercury Payment Systems’ acquiring bank is HSBC Bank of…
2.5
Overall Rating
AppStar is an ISO/MSP of Fifth Third Bank, Cincinnati, Ohio. CEO Mark Leibowitz founded the company in 2002 in San Diego, CA. The company offers Interchange-plus pricing and offers competitive…
2.5
Overall Rating
Allied Commercial Financial is a registered ISO of Wells Fargo Bank that specializes in payment processing and POS solutions for small companies. The company resells products and services from First…
2.5
Overall Rating
Electronic Payment Systems (EPS) is a merchant account provider that offers a variety of payment solutions. Merchants can use EPS to get a POS system, terminal, mobile swiper, or payment…
2.5
Overall Rating
Securus Payments is now called GoChyp. It’s a provider of merchant accounts, POS systems, and eCommerce solutions. Merchants can use GoChyp to lease terminals and process a variety of payment…
2.33
Overall Rating
Retriever Merchant Solutions is headquartered in Munster, Indiana and is a registered ISO/MSP of Fifth Third Bank. Brian Kamstra currently serves as the company’s president. The company’s name refers to…
2.3
Overall Rating
iPayment is the most recent acquisition of the massive payment processing firm, Paysafe.  Paysafe functions as a conglomerate of several large merchant account providers and now administers the payment processing…
2
Overall Rating
EMS is an ISO/MSP of multiple partner banks, including Chesapeake Bank, BMO Harris Bank, Esquire Bank, and Merrick Bank. The company was established in 1987 in Cleveland, Ohio, and EMS's…
2
Overall Rating
Since FCS is a reseller of Fiserv, it is an ISO/MSP of several banks, including BBVA USA, Birmingham, AL, Deutsche Bank G, New York, NY, Metabank, N.A, Sioux Falls, SD,…
2
Overall Rating
The company is an ISO/MSP of Deutsche Bank AG, New York, and has also used Chase Paymentech. MPS was started in 2004 in Addison, Texas. The current historical records of…
1.3
Overall Rating
Prestige Payment Systems is a merchant account provider that was founded in 2006 but does not appear to be active anymore. While operational, the firm faced a high number of…
1
Overall Rating
APEX is a reseller of First American Payments Systems merchant account services, payment gateway, and virtual terminal solutions. The company is an ISO/MSP of Fifth Third Bank in Cincinnati, Ohio.…
1
Overall Rating
MSP appears to be an alternate name for another business, Datalink Bankcard Services. It seems to also be a First Data Reseller. It was founded in Richardson, Texas, by Steve…
1
Overall Rating
UCS is an ISO/MSP of Wells Fargo Bank, N.A., of Concord, California. UCS was started in 2011 with headquarters in Portland, Oregon, according to the Better Business Bureau. There is…