Datalink Bankcard Services Review

Rates and Fees
Truth in Advertising
Consumer Reviews
Customer Support

Best for

Businesses of any size and individuals looking for ways to simplify the way they process finances and find payroll solutions.

Specializes in

Datalink Bankcard seems to specialize in the reselling of the merchants’ First data and Merricks bank. They have a goal of making the ever-changing world of payment processing easier to navigate for businesses and finding the most competitive and best pricing. They have a large and diverse team that is focused on servicing the merchant requiring the service. This team claims to focus on customer service and looks to assist merchants and their businesses 24/7.

Pricing Summary

Setup Fee: $0

Monthly Fee: $19.95

Swipe Rate: 2.50% + $0.20

Keyed-in Rate: 3.50% + $0.20

Early Termination Fee : $250+

Contract Terms:

3 Years
Visit Datalink Bankcard Services

Datalink Bankcard Services was founded in the year 1989 in Richardson, Texas as a credit card processor and is compatible with Visa, Mastercard, Discover, and American Express. Datalink Bankcard is applicable for many different clients and company sizes.

Datalink Bankcard Services consists of around 125 employees that work together to find the best way to process over 1 billion dollars a year.

Datalink Bankcard Services Overview


Datalink Bankcard Services was founded in 1989 and the company's main focus is the satisfaction of its clientele. They are based out of Richardson, Texas, and are a registered ISO of the Wells Fargo bank in California as well as the Merrick bank in Utah.

Datalink Bankcard is made up of a large team of people who have very diversified talents and strong points. They use these differences to satisfy merchants and find the best ways to process for businesses.

Datalink works nationwide and is able to be used on the go anywhere cellular data or wifi is accessible.

Quick Facts

Head Quarters

Richardson, Texas

Year Founded



Steve Odom



Merchant Provider Risk Tolerance

What We Like

What We Don't Like

Industries Served

  • Automotive
  • Beauty & Wellness
  • Clothing & Apparel
  • Convenience Store
  • Contractors
  • Electronics
  • Food & Beverage
  • Gas Station
  • Healthcare
  • Hunting & Outdoor Equipment
  • Moving Companies
  • Personal Service
  • Professional Services
  • Online Sellers
  • Restaurant / Bar
  • Retailers
  • SAAS
  • Telemedicine
  • Thrift Store
  • Wholesalers

Business Types Served

  • B2B
  • Ecommerce
  • Enterprise Merchant Accounts
  • Mobile
  • Mom & Pop
  • MOTO
  • Online
  • Retail / Card Present
  • Small Business
  • Wholesale

Datalink Bankcard Services Products & Services


Hardware and Software

Datalink uses POS systems to make processing more convenient for all business types.

Datalink has taken extra precautions to help protect payments with EMV hardware and software as well as multi-layer security and precautions.

Datalink Bankcard Services also offers payroll solutions.

Value-Added Services

Datalink Bankcard Services offers a feature called merchant cash advance which allows a business that cannot qualify for a bank loan access to quick cash. This feature could be useful in many different situations such as meeting payroll on time, purchasing equipment, advertising, or virtually anything one could need quick cash for.

The benefits include the qualifications needed for merchant cash advance being less than the typical loan, they are very quick to obtain, and payments change to be more convenient depending on your sales. This means that the payment one makes on cash advance comes directly from the sales being made and it is a fixed percentage. So when sales are high so is the payment and when sales are low so is the payment.

They also partner with Merrick Bank Merchant Services for one of their contracts.

Supported Payment Types and Services

American Express
Any e-commerce

Datalink Bankcard Services Payment Processing

  • ACH Check Transactions
  • Cash Transactions
  • Chargeback & Fraud Prevention
  • Check Services
  • Contactless NFC
  • Credit Card Processing
  • Credit Card Terminals
  • Debit Card Processing
  • EBT Acceptance
  • eCheck & ACH Processing
  • EMV Processing
  • Gift & Loyalty Program
  • Merchant Cash Advance
  • Mobile Card Reader
  • Mobile Payments App
  • Online Payments
  • Online Shopping Cart Integration
  • Payment Gateway
  • Payment Processing Services Integration
  • POS Equipment
  • Receipt Printing
  • Recurring Billing
  • Shopping Cart Integration
  • Signature Capture
  • Virtual Terminal

Datalink Bankcard Services Billing & Invoicing

  • Contingency Billing
  • Dunning Management
  • Mobile Payments
  • Online Invoicing
  • Online Payments
  • Payment Processing
  • Recurring/Subscription Billing

Datalink Bankcard Services Advertising & Sales

Outside of their website Datalink Bankcard Services has a blog to keep merchants aware of updates and sales. Except for these places they do not seem to do much advertising but appear to rely on reviews and reputation to acquire clientele.

Truth in Marketing

Discloses All Important Terms


Public Pricing Available


Datalink Bankcard Services Pricing, Rates & Fees


Datalink offers two separate plans, one is their basic plan and the other is their pro plan. The cost of the desired plan depends entirely on the income of the business. Datalink Bankcard services have a 250+ termination fee on any of their contracts.

Pricing at a Glance

Pricing Model

Tiered Pricing

Swiped Rate

2.50% + $0.20

Keyed-in Rate

3.50% + $0.20

Mobile Payment Rate

Virtual Terminal Rate

1.89% + $0.23 - 2.90% + $0.30

Monthly Fee


Payment Gateway Fee


Batch Fee


Early Termination Fee


PCI Compliance Fee


Equipment Lease Terms

48 Month (locked)

Address Verification Service (AVS)

Application Fee

Account Setup Fee


Gateway Setup Fee

Annual Fee


Monthly Minimum


Statement Fee


Datalink Bankcard Services Contract & Terms

Datalink Bankcard offers a 3-year contract with Merrick Bank as well as their basic and pro plans.

Contract Length

3 Years

Early Termination Fee


Datalink Bankcard Services Setup & Support


The Datalink Bankcard Services website is a very beautifully set up and very simple to follow website with drop-down boxes that display categories and detailed descriptions of each to make setup easier. They also claim to have 24/7 customer service and have an email and phone number one can contact for assistance. There is also an option to set up a video call.

All of this information is on the Datalink Bankcard Services site where they claim to prioritize customer service but it is important to note that many reviews have made it seem as though the customer service is not reliable or helpful.

Setup Highlights

  • Documentation / Knowledge Base
  • Live Online (1-on-1)

Support Highlights

  • Domestic Phone Support (Business Hours)

Datalink Bankcard Services Complaints, Ratings & Reviews

BBB Rating

This company has received an A+ rating from the Better Business Bureau but another review site gave the company what seems like a more fitting rating of a C+.

Other Online Reviews

Datalink Bankcard Services does not have many online reviews in total but out of the times, they have been reviewed a good majority are complaints. These complaints seem to revolve around misleading information and undisclosed fees. There are also complaints about their customer service claiming it is not helpful.



A+ and has been Accredited since 2006. (4 Reviews; 1 Complaint)


3.3 Stars / 19 Reviews


No Reviews


No Reviews


Total Online Reviews


Total Online Complaints




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