Bankcard Brokers Review

Rates and Fees
Truth in Advertising
Consumer Reviews
Customer Support

Best for

Bankcard Brokers may be best for high risk businesses that cannot find a merchant account elsewhere.

Specializes in

Bankcard Brokers has specialized in providing payment processing services to high risk businesses including cannabis, hemp, and CBD.

Pricing Summary

Setup Fee: Undisclosed

Monthly Fee: Undisclosed

Swipe Rate: 1.00% - 4.99%

Keyed-in Rate: 1.00% - 4.99%

Early Termination Fee : Undisclosed

Contract Terms:

Visit Bankcard Brokers

Bankcard Brokers is a merchant account provider that works with all business types but specializes in high risk businesses.

Contract terms and rates are variable depending on the business model. The company has very few customer complaints but is not very transparent when it comes to its pricing or contract terms.

Brett Taylor is the founder and current CEO of the company. They have been in existence since 2007 and are currently located in Vancouver, Washington.

Bankcard Brokers Overview


Bankcard Brokers is a merchant account provider that specializes in high risk businesses that may otherwise have a difficult time finding a payment processor. Some of the high risk industries they work with include businesses selling cannabis, hemp, and CBD.

Bankcard Brokers offers everything a business needs to process transactions either online or in person, including physical equipment. They also offer zero-fee payment processing which is when the credit card transaction fees are passed onto the customer rather than the business.

The company was founded in 2007 by Brett Taylor and he is still the CEO. They provide all typical services of merchant account providers such as processing checks, debit, and gift cards, as well as checks, and online and mobile payments.

Bankcard Brokers has very few public complaints and is considered a good choice for high risk businesses.

Quick Facts

Head Quarters

Vancouver, Washington

Year Founded



Brett Taylor - President



Merchant Provider Risk Tolerance

What We Like

What We Don't Like

Industries Served

  • Airlines
  • Automotive
  • Beauty & Wellness
  • CBD & Hemp
  • Cigars & Tobacco
  • Clothing & Apparel
  • Convenience Store
  • Contractors
  • Educational Seminars
  • Electronics
  • Food & Beverage
  • Gaming
  • Gas Station
  • Healthcare
  • Hunting & Outdoor Equipment
  • Medical
  • Moving Companies
  • Nutraceuticals & Supplement
  • Personal Service
  • Pharmaceutical
  • Professional Services
  • Property Management
  • Online Sellers
  • Restaurant / Bar
  • Retailers
  • SAAS
  • Software & Apps
  • Smoking Accessories
  • Telemedicine
  • Thrift Store
  • Travel
  • Wholesalers

Business Types Served

  • B2B
  • Ecommerce
  • Enterprise Merchant Accounts
  • High Risk
  • MLM
  • Mobile
  • Mom & Pop
  • MOTO
  • Online
  • Retail / Card Present
  • Small Business
  • Subscription / Continuity
  • Wholesale

Bankcard Brokers Products & Services


Hardware and Software

Bankcard Brokers offers in-person and online payment processing services, including physical equipment, payment gateways, and virtual terminals.

Value-Added Services

Some of the additional services Bankcard Brokers offers include:

Contactless payments
Zero-fee payment processing
Chargeback protection
Enhanced fraud protection

Supported Payment Types and Services

Bankcard Brokers processes all major credit cards including:

American Express

They also process online and mobile payments, checks, and gift cards.

Bankcard Brokers Payment Processing

  • ACH Check Transactions
  • Cash Transactions
  • Chargeback & Fraud Prevention
  • Check Guarantee
  • Check Services
  • Contactless NFC
  • Credit Card Processing
  • Credit Card Terminals
  • Debit Card Processing
  • eCheck & ACH Processing
  • EMV Processing
  • Gift & Loyalty Program
  • High-Risk Industries
  • Merchant Cash Advance
  • Mobile Card Reader
  • Mobile Payments App
  • Online Payments
  • Payment Gateway
  • Payment Processing Services Integration
  • POS Equipment
  • Recurring Billing
  • Retail Payment Processing
  • Signature Capture
  • Virtual Terminal

Bankcard Brokers Billing & Invoicing

  • Contingency Billing
  • Customizable Invoices
  • Dunning Management
  • Mobile Payments
  • Online Invoicing
  • Online Payments
  • Payment Processing
  • Recurring/Subscription Billing

Bankcard Brokers Advertising & Sales

Bankcard Brokers does use outside sales agents to market and sell its products. Sometimes using independent sales agents can cause problems.

Bankcard Brokers appears to do a good job educating their salespeople about the industry and their services so customers are not misled by aggressive or misleading sales tactics.

However, there is one complaint about Bankcard Brokers in the Ripoff Report. The complaint states the customer was misled by a salesperson about their contract terms and was charged a lot of hidden fees including an early termination fee.

This complaint may mean that some sales agents that work with Bankcard Brokers are not representing the company’s contract accurately.

Truth in Marketing

Discloses All Important Terms


Public Pricing Available


Bankcard Brokers Pricing, Rates & Fees


Bankcard Brokers offers variable transaction rates. As they cater to high risk businesses, the rates will differ depending on the nature of the business and how high risk it is considered.

Customers can expect swipe and keyed-in rates to vary between 1 - 4.99%. Virtual terminal rates are 2.9% plus $0.30. The payment gateway fee is $25 a month and there is a batch fee of $0.15.

Their website states they also offer zero-fee processing to some businesses. This feature may not be available to everyone.

Zero-fee processing is when a business charges a markup to customers paying with a card so they essentially ask their customers to cover their credit card processing fees.

Zero-fee processing can save a lot of money for the business, but can also discourage their customers from using their credit cards which may hurt business. Thus it is not necessarily the right choice for every business.

Pricing at a Glance

Pricing Model

Tiered Pricing

Swiped Rate

1.00% - 4.99%

Keyed-in Rate

1.00% - 4.99%

Mobile Payment Rate

Virtual Terminal Rate

2.90% + $0.30

Monthly Fee


Payment Gateway Fee

$25 Per Month

Batch Fee


Early Termination Fee


PCI Compliance Fee


Equipment Lease Terms


Address Verification Service (AVS)

Application Fee

Account Setup Fee


Gateway Setup Fee

Annual Fee

Monthly Minimum


Statement Fee


Bankcard Brokers Contract & Terms

There is very little information about the typical contract Bankcard Brokers offers. Contract length and terms likely vary quite a bit depending on their customer.

It is typical for high risk businesses to have more strict contract terms and pay higher fees than standard or low risk businesses. Any high risk business applying to Bankcard Brokers should keep this in mind.

Contract Length


Early Termination Fee


Bankcard Brokers Setup & Support


Bankcard Brokers has a customer service number and contact form on their website. They also have a very slick and inviting online application.

Setup Highlights

  • Documentation / Knowledge Base
  • Live Online (1-on-1)

Support Highlights

  • Domestic Phone Support (Business Hours)

Bankcard Brokers Complaints, Ratings & Reviews

BBB Rating

Bankcard Brokers has an accredited Better Business Bureau profile and has earned an A+ rating on their profile. There are no complaints or reviews on their BBB profile.

Other Online Reviews

There are very few online complaints about Bankcard Brokers, which indicates they are doing a good job keeping their customers happy.

There is an online complaint about the company from the Ripoff report. The complaint is dated February 27, 2020.

The details of the complaint include misleading contract terms, hidden fees, unhelpful customer service, and difficulty canceling an unwanted contract.



A+ and has been Accredited since 2013. (0 Reviews; 0 Complaints)


5 Stars / 11 Reviews


No Recommendations Yet


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Total Online Reviews


Total Online Complaints




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