Merchants who want a payment processing service with transparent pricing and a contract with no early termination fee.
Payment processing solutions, virtual terminal, payment gateway, POS software and hardware, basic terminals, mobile payment solutions, add-on payment processing services
Setup Fee: $0
Monthly Fee: $35 Per Month (Limitless Program Fee)
Swipe Rate: Interchange-Plus
Keyed-in Rate: Interchange-Plus
Early Termination Fee : None
Omega Bank Card Services provides merchants with payment processing solutions, POS systems, and additional payment services. The company offers transparent pricing and is a reseller of services from First Data.
Omega Bank Card Services is a registered ISO/MSP of Wells Fargo. The company is based out of Concord, California, but does much of its business in the Georgia region.
Omega Bank Card Services offers payment processing solutions, POS systems, and other payment solutions to merchants across a wide variety of industries. The company is a reseller of First Data services and offers POS solutions from Poynt and Clover.
The company stands out with its transparent pricing practices and fair contracts. Merchants who choose to utilize Omega Bank Card Services will know exactly what they pay per transaction upfront. The company favors a three-year contract but it doesn’t include an early termination fee in its terms.
Omega Bank Card Services also has exceptional online reviews. The company has received hardly any complaints and it has an A+ rating with the BBB.
David Elkins - Co-Founder
Merchant Provider Risk Tolerance
Payment Processing Services
Omega Bank Card provides merchants with a variety of payment processing solutions. The company’s website claims that it provides a transparent pricing program with no set-up fee, no termination fee, and no strings attached.
The company does seem to back these claims up. It’s much more transparent about its processing fees than many others in the industry.
Merchants can choose between the company’s Unlimited Program and its Transparent Pricing Program. The Unlimited Program provides discounts when you process cash payments. Your yearly fees could be very low for these types of payments.
The Transparent Pricing Program is for credit and debit card processing. The company charges 0.05% + $0.22 per debit card transaction with its tiered pricing system. That rate goes up to 1.65% + 0.10 per transaction for rewards cards.
Merchants can also get POS hardware and software solutions from Omega Bank Card Services. The company offers the Clover POS system and the Poynt POS system for you to choose from. It also provides basic terminals and options for mobile payments.
There’s a lot of room to customize what you get from Omega Bank Card Services, which makes it possible for merchants to set up an ideal solution for their unique payment processing needs with the company.
Add-On Payment Services
Omega Bank Card Solutions also offers various add-on services that may appeal to some merchants. For example, the company provides:
Discloses All Important Terms
Public Pricing Available
Omega Bank Card Services’ pricing and fees are very straightforward. The company uses an interchange-plus pricing model with rates that vary based on the payment method that the customer used to buy something from you.
Your virtual terminal rates from Omega Bank Card Services can vary from about 1.89% + $0.23 to 2.90% + $0.30. The company also has a monthly minimum fee of $35, a monthly PCI compliance fee of $7.50, and an equipment lease cost of $9.95. But you will only pay the equipment lease cost if you want to lease equipment from the company.
Interchange PlusFlat Rate
Mobile Payment Rate
Virtual Terminal Rate
1.89% + $0.23 - 2.90% + $0.30
$35 Per Month (Limitless Program Fee)
Payment Gateway Fee
Early Termination Fee
PCI Compliance Fee
$7.50 Per Month
Equipment Lease Terms
$9.95 Per Month
Address Verification Service (AVS)
Account Setup Fee
Gateway Setup Fee
Omega Bank Card Services offers its merchants an industry-standard three-year contract. This comes with a flat fee processing plan that’s offered through First Data. One noteworthy aspect of this contract is that it doesn’t have any early termination fee. That’s exceptionally rare in the industry and is positive for merchants.
Early Termination Fee
Omega Bank Card Services has very few negative reviews online. The company also has an A+ rating with the Better Business Bureau. Based on the research that we’ve done, there’s nothing that you need to watch out for when dealing with Omega Bank Card Services. At least, nothing that previous customers have complained about online.
A+ and has been Accredited since 2004. (0 Reviews; 0 Complaints)
4.8 Stars / 63 Reviews
5 Stars. Based on the opinion of 51 people
Total Online Reviews
Total Online Complaints
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