Premier One Payments Review

Rates and Fees
Truth in Advertising
Consumer Reviews
Customer Support

Best for

High-risk merchants who are looking for a quick-approval provider for credit card processing and merchant accounts

Specializes in

High-risk merchant services, check processing, merchant accounts, chargeback protection, credit card processing.

Pricing Summary

Setup Fee: $0

Monthly Fee: Undisclosed

Swipe Rate: 1.00% - 4.99%

Keyed-in Rate: 1.00% - 4.99%

Early Termination Fee : Undisclosed

Contract Terms:

3 Years
Visit Premier One Payments

Premier One Payments is a merchant account provider that specializes in dealing with high-risk merchants. The company offers services like credit card processing, merchant accounts, chargeback protection, and check processing. Premier One Payments advertises that high-risk merchants can be approved for their services in as little as 48 hours.

Premier One Payments Overview


Premier One Payments is based out of Chatsworth, California. The company was founded under the name of Trust Payments but rebranded to its current name in 2017. Premier One Payments markets itself as a high-risk merchant specialist. It focuses especially on payment processing for industries like:

  • Payday loans

  • Multi-level marketing

  • Collections

  • E-cigarettes

  • CBD

The company does not list its backend processor or any acquiring bank on its website. This likely signifies that it maintains relationships with multiple processing companies and banks.

Premier One Payments makes very little information about its contractual terms or fees available online. But from what we can gather from merchant reviews, it seems as though the company favors a variable pricing model.

There are very few negative Premier One Payment reviews available online. The lack of negative reviews suggests that the company has a good track record with the merchants that it partners with.

Quick Facts

Head Quarters

Chatsworth, California

Year Founded



Daniel Gomez - Vice President, National Sales



Merchant Provider Risk Tolerance

What We Like

What We Don't Like

Industries Served

  • Adult
  • CBD & Hemp
  • Credit Repair
  • Dating
  • Debt Consolidation
  • E-Cigarettes / Vape
  • Electronics
  • Gaming
  • Guns & Firearms
  • Healthcare
  • Hosting
  • Legal
  • Marijuana / Cannabis
  • Marketing Agency
  • Personal Service
  • Property Management
  • SAAS
  • SEO & SEM Services
  • Travel
  • Web Design Services

Business Types Served

  • Ecommerce
  • Enterprise Merchant Accounts
  • High Risk
  • High Volume
  • MLM
  • Mobile
  • Online
  • Retail / Card Present
  • Small Business
  • Tech Support

Premier One Payments Products & Services


Payment Processing

Premier One Payments offers payment processing services for a wide array of high-risk business types. The company’s processing solutions can enable a merchant to process the most commonly-used online payment types. A merchant can use Premier One to process things like e-checks, credit cards, mobile payments, debit cards, and more.

Merchant Accounts

Premier One Payments says that its merchant accounts enable high-risk merchants to process credit card payments without losing their profit margins to fees. But the company does not advertise its pricing model, so it’s impossible to say how accurate this statement is.

What is clear is that Premier One Payments offers several useful merchant account features. For example, they offer both domestic and offshore merchant account management. Additionally, the company can set you up with POS and terminals without charging you any fees to get started.

High-Risk Merchant Solutions

Premier One Payments focuses the bulk of its marketing material on the needs of high-risk merchants. The company does seem to offer several solutions that these types of merchants will find useful. For example, its high-risk account services include load-balancing gateways, multiple MIDS, speedy payments, and secure terminals.

Premier One Payments Payment Processing

  • Chargeback & Fraud Prevention
  • Check Services
  • Credit Card Processing
  • eCheck & ACH Processing
  • Gift & Loyalty Program
  • Mobile Payments App
  • Online Payments
  • POS Equipment
  • Virtual Terminal

Premier One Payments Billing & Invoicing

  • Mobile Payments
  • Online Payments
  • Payment Processing

Premier One Payments Advertising & Sales

Premier One Payment’s advertising paints the picture of a company that specializes in servicing the needs of high-risk merchants. The company advertises quick approval times, industry minimum pricing, free cost comparisons, and no setup fees. But it’s impossible to determine how accurate this messaging is because the company doesn’t publish its rates, contractual terms, or fees online.

Premier One Payment also seems to partner with independent sales agents to sell its services. This is a practice that’s often associated with deceptive sales tactics. But there aren’t currently any online reviews for Premier One Payments that complain about this.

Truth in Marketing

Discloses All Important Terms


Public Pricing Available


Premier One Payments Pricing, Rates & Fees


Generally, higher-risk merchants have to pay higher fees than their standard-risk counterparts. This is likely how Premier One Payments approaches its pricing and fee structures. But we can’t know that for sure, as the company does not publish any of this information online.

Pricing at a Glance

Pricing Model

Tiered Pricing

Swiped Rate

1.00% - 4.99%

Keyed-in Rate

1.00% - 4.99%

Mobile Payment Rate

Virtual Terminal Rate

1.00% - 4.99%

Monthly Fee


Payment Gateway Fee

Batch Fee

Early Termination Fee


PCI Compliance Fee


Equipment Lease Terms


Address Verification Service (AVS)

Application Fee

Account Setup Fee


Gateway Setup Fee


Annual Fee

Monthly Minimum


Statement Fee

Premier One Payments Contract & Terms

There are no contractual complaints about Premier One Payments online. This may be a sign that merchants are generally happy with the contracts that they receive from the company.

That being said, we don’t know exactly what Premier One Payment’s preferred contractual terms look like because the company hasn’t made that information available to the public. However, high-risk merchants can generally expect to receive contracts and terms that vary according to their risk profile and the nature of their business.

Contract Length

3 Years

Early Termination Fee


Premier One Payments Setup & Support


Setup Highlights

  • Documentation / Knowledge Base
  • Live Online (1-on-1)

Support Highlights

  • Domestic Phone Support (Business Hours)

Premier One Payments Complaints, Ratings & Reviews

Premier One Payments currently has no rating on file with the Better Business Bureau. The company also has virtually no online complaints. This may be a sign that merchants who partner with Premier One Payments are generally happy to have done so.



Does not maintain a BBB profile.




No Recommendations Yet




Total Online Reviews


Total Online Complaints




Premier One Payments Alternatives


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