Moolah Review

Rates and Fees
Truth in Advertising
Consumer Reviews
Customer Support

Best for

Businesses of any kind looking to adopt desktop and mobile payment processing

Specializes in

Moolah provides online-based payment processing solutions that allow businesses to accept customer payments via the web or mobile applications readily. The firm primarily serves the retail, mobile commerce, and e-commerce industry.

Pricing Summary

Setup Fee: $0

Monthly Fee: $0

Swipe Rate:  2.69% + $0.29

Keyed-in Rate:  2.69% + $0.29

Early Termination Fee : $0

Contract Terms:

Visit Moolah

Moolah facilitates payments on client websites or mobile apps, ranging from integrated, flexible APIs to simple 'Donate' and 'Buy Now' clickable buttons.

Moolah Overview


Situated at 34700 Pacific Coast Highway, Suite 200, Capistrano Beach, California 92624, Moolah is a registered service provider of Central Bank of St. Louis, Clayton, Missouri. Founded in 2013, the firm's managing partners consist of Mark Rasmussen, Kevin Weel, and Darrin Ginsbert.

Moolah is a payment processing company working strategically with Authorize.Net, one of the industry's biggest payment gateway providers. When you register with Moolah, you get an Authorize.Net payment gateway with your account absolutely free. The firm uses the Authorize.Net mobile app for processing mobile payments.

Moolah should not be confused with Moolah Payments. The latter is a payment processing company based in Atlanta, Georgia. It charges setup, application, and monthly fees.

Quick Facts

Head Quarters

Capistrano Beach, CA

Year Founded



Mark Rasmussen



Merchant Provider Risk Tolerance

What We Like

Good for businesses looking for mobile and desktop payment processing.

No setup fee.

No early termination fee.

No monthly fee.

A month to month contract is available.

What We Don't Like

Seventy-two hours needed for application approval.

Must strictly follow website requirements.

An above average rate is charged for in person transactions.

Businesses using IPhone 7 or newer models must use their lightning cables to connect to mobile card readers.

If a customer disagrees with a transaction there is a $25 dollar chargeback fee.

Industries Served

  • Accounting & Tax Prep
  • Cigars & Tobacco
  • Clothing & Apparel
  • Convenience Store
  • Education
  • Educational Seminars
  • Electronics
  • Gas Station
  • Healthcare
  • Personal Service
  • Restaurant / Bar
  • SAAS
  • SEO & SEM Services
  • Thrift Store

Business Types Served

  • Ecommerce
  • High Volume
  • Information
  • Low Risk
  • Mobile
  • Mom & Pop
  • Online
  • Retail / Card Present
  • Small Business
  • Subscription / Continuity
  • Wholesale

Moolah Products & Services


With Moolah, you can accept all major debit cards, credit cards and facilitate transactions in person, whether you have a physical store or you're on the go. You can also accept online payments. The various products and services of Moolah are as follows:


Moolah has integrations with many third-party applications, such as:

  • E-commerce platforms like Wix and Magento

  • POS systems like Lightspeed and Lavu

  • Accounting software like Xero and FreshBooks

Mobile Payment App

It uses the Authorize.Net mobile payment application which is compatible with iPhones, iPads Android phones, and tablets. Here are some of the features it has:

  • Product management like adding prices, photos, and descriptions

  • Organizing products by category

  • Transaction management

  • Accepting debit and credit card payments

  • Managing tips

  • Emailing invoices

  • Issuing refunds

Virtual Terminals

You receive access to a Poynt Smart Terminal as part of your payment gateway, Authorize.Net. You can utilize it to accept payments through your PC, by phone, or by mail order.

Processing Equipment Options

You have the option to buy one of two mobile card readers from POS Portal, a partner vendor. The magstripe and chip reader is worth $98, while the regular magstripe reader is worth $42.88. Even though the magstripe and chip reader costs more, you should get this model since it is EMV compliant. Merchants using iPhone 7 or newer will need to connect their lightning cables to use these mobile card readers, while other phone models can be connected using their headphone jack.

Moolah Payment Processing

  • Cash Transactions
  • Chargeback & Fraud Prevention
  • Contactless NFC
  • Credit Card Processing
  • Debit Card Processing
  • EBT Acceptance
  • eCheck & ACH Processing
  • EMV Processing
  • Gift & Loyalty Program
  • Mobile Payments App
  • Online Payments
  • Recurring Billing
  • Virtual Terminal

Moolah Billing & Invoicing

  • Billing Portal
  • Mobile Payments
  • Online Invoicing
  • Online Payments
  • Payment Processing
  • Recurring/Subscription Billing

Moolah Advertising & Sales


'One simple rate to accept cards everywhere.'

That is the motto for Moolah as it strives for transparency in pricing. The company continually promises and delivers 'Cancel anytime, no equipment or software to buy.'

Moolah utilizes its own sales team that focuses on traditional advertising. Ther is no evidence at this time that suggests the firm employs independent sales agents.

Overall, Moolah maintains a good standard of truth in advertising.

Truth in Marketing

Discloses All Important Terms


Public Pricing Available


Moolah Pricing, Rates & Fees


Moolah has one flat rate for all transactions. Regardless of whether your customer gives you credit, debit, or rewards cards, and whether it's a Mastercard, Visa, American Express, or Discover, you pay the same flat rate. This rate is a little above average for in-person transactions, but lower than average for card-not-present or online transactions.

You get an Authorize.Net payment gateway for free as part of your Moolah subscription, saving you $25 in monthly fees if you had registered directly with Authorize.Net. The pricing for using this online system is as follows:

  • 69% + $0.29 per transaction or,

  • $19.95 monthly minimum, whichever is greater

There is also the option of choosing a free Poynt Smart Terminal if you prefer in-person transactions. The pricing for it is as follows:

  • 69% + $0.29 per transaction or,

  • $99.95 monthly minimum, whichever is greater

There are a few costs you might incur on a case by case basis. For instance, if you issue a refund, you need to pay the $0.29 transaction fee. If a customer disagrees with a transaction, you need to pay $25 in chargeback fees.

The good news is that there are numerous fees you don't have to pay if you choose Moolah, such as:

  • PCI compliance fee

  • Early termination fee

  • Application/setup fee

  • Statement fee

  • Annual fee

  • Gateway setup fee

  • Monthly gateway fee

Pricing at a Glance

Pricing Model

Flat Rate

Swiped Rate

2.69% + $0.29

Keyed-in Rate

2.69% + $0.29

Mobile Payment Rate

Virtual Terminal Rate

2.69% + $0.29

Monthly Fee


Payment Gateway Fee


Batch Fee

Early Termination Fee


PCI Compliance Fee


Equipment Lease Terms


Address Verification Service (AVS)

Application Fee

Account Setup Fee


Gateway Setup Fee

Annual Fee


Monthly Minimum


Statement Fee

Moolah Contract & Terms

As per the official website, Moolah provides month-to-month agreements. Clients have the option of canceling their accounts anytime. Plus, there are no monthly or annual fees. No equipment or software rental fees, either.

Contract Length


Early Termination Fee


Moolah Setup & Support


Setup Highlights

  • Documentation / Knowledge Base
  • Live Online (1-on-1)

Support Highlights

  • Domestic Phone Support (Business Hours)

Moolah Complaints, Ratings & Reviews

Ratings for Moolah seem to be scarce as it does not have any reviews on popular platforms such as Better Business Bureau (BBB) and Google.

It has a 5 out of 5 rating from 2 reviewers on its Facebook page.

We did not find any negative reviews against the company.

Overall, it is difficult to deduce customer satisfaction from the scarcity of reviews for Moolah.







5 Stars / Based on the opinion of 2 people




Total Online Reviews


Total Online Complaints




Moolah Alternatives


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