Intrepid Payment Processing Review

Rates and Fees
Truth in Advertising
Consumer Reviews
Customer Support

Best for

Small businesses(≈ 20 employees) operating in the retail and restaurant sector as per online reviews

Specializes in

Intrepid Payment Processing caters to a wide range of areas such as installing POS hardware, managing gift/loyalty programs, mobile payment processing, credit/debit card processing, check conversion, online payment solutions, and more. It serves sectors such as retail and e-commerce and mobile commerce.

Pricing Summary

Setup Fee: $0

Monthly Fee: $25

Swipe Rate: Variable

Keyed-in Rate: Variable

Early Termination Fee : $495

Contract Terms:

3 Years
Visit Intrepid Payment Processing

Intrepid Payment Processing is an ISO of Fifth Third Bank, Cincinnati, Ohio. Its location is 3350 Boyington Dr., Suite B, Carrollton, Texas 75006, which is also the address for Summit Merchant Solutions, Certified Payment Processing, Axis Payments, and TransTech Merchant Group.

Intrepid Payment Processing Overview


The Intrepid Payment Processing website ( is currently inactive. Based on online reviews, the company mainly offers digital payment processing solutions.

As a result, first-hand information regarding its business strategies and pricing, terms are unavailable. However, it's maintaining social media profiles on Facebook and YouTube since 2015.

Quick Facts

Head Quarters

Carrollton, TX

Year Founded



Andrew Frankel



Merchant Provider Risk Tolerance

What We Like

Good for small businesses in the retail and restaurant sector.

No setup fee.

Accepts electronic benefit cards.

Has electronic check conversion.

A gift and loyalty program is available.

What We Don't Like

Monthly fee.

Early termination fee.

Three year contract term.

Has an inactive website.

Public pricing is not available.

Industries Served

  • Cigars & Tobacco
  • Clothing & Apparel
  • Convenience Store
  • Electronics
  • Gas Station
  • Hunting & Outdoor Equipment
  • Personal Service
  • Thrift Store

Business Types Served

  • Ecommerce
  • High Volume
  • Information
  • Low Risk
  • Mobile
  • Online
  • Retail / Card Present
  • Small Business

Intrepid Payment Processing Products & Services


Credit and Debit Card Processing

Intrepid Payment Processing provides card acceptance solutions through typical credit card machines or the ability to accept payments through a smartphone. For brick and mortar businesses like retail shops and restaurants, traditional card machines will be appropriate. On the other hand, mobile card readers are suitable for deliveries and roadshows.

Electronic Check Conversion

Customers who still prefer to use checks can quickly and securely pay with an electronic check conversion option available from Intrepid. With check conversion, the customer's physical paper is fed through a check imager and converted into an electronic deposit. Conversion eliminates the need to deposit the check at your bank physically.

EBT Acceptance

Electronic benefit transfer (EBT) cards look and operate like regular debit cards but require unique installation and setup. Intrepid Payment Processing can do all of that inside any retail store. It will allow shops to accept EBT cards, widen its customer base, and eventually increase sales to boost overall business.

Intrepid Payment Processing Payment Processing

  • Check Guarantee
  • Check Services
  • Credit Card Processing
  • Debit Card Processing
  • EBT Acceptance
  • EMV Processing
  • Gift & Loyalty Program
  • Mobile Payments App
  • Online Payments
  • POS Equipment

Intrepid Payment Processing Billing & Invoicing

  • Mobile Payments
  • Online Payments
  • Payment Processing

Intrepid Payment Processing Advertising & Sales

The Intrepid Payment Processing website is inactive. It doesn't appear on Google search either, which is the primary point of promotion for most companies.

According to online reviews, the firm markets its services through a combination of pre-planned phone appointments and independent sales agents.


Truth in Marketing

Discloses All Important Terms


Public Pricing Available


Intrepid Payment Processing Pricing, Rates & Fees


Intrepid Payment Processing has the following rates based on online reviews:

a $95 annual fee, a $25 monthly minimum, a yearly PCI compliance fee of $124.75, and a host of other miscellaneous costs.

Subsequently, the firm also has a $90 monthly equipment lease fee for a single terminal.

Pricing at a Glance

Pricing Model


Swiped Rate


Keyed-in Rate


Mobile Payment Rate

Virtual Terminal Rate


Monthly Fee


Payment Gateway Fee


Batch Fee

Early Termination Fee


PCI Compliance Fee

$124.75 annually

Equipment Lease Terms


Address Verification Service (AVS)

Application Fee


Account Setup Fee


Gateway Setup Fee


Annual Fee


Monthly Minimum


Statement Fee

Intrepid Payment Processing Contract & Terms

As per online reviews, Intrepid Payment Processing has a 3-year contract with automatic yearly renewals and an early termination fee (ETF) in the range of $495 to $595.

There are other undisclosed miscellaneous fees which merchants should also bear in mind.

Contract Length

3 Years

Early Termination Fee


Intrepid Payment Processing Setup & Support


Setup Highlights

  • Documentation / Knowledge Base
  • In Person

Support Highlights

  • Domestic Phone Support (Business Hours)

Intrepid Payment Processing Complaints, Ratings & Reviews

The firm has a profile with Better Business Bureau, and it currently boasts a B- rating. Intrepid Payment Processing is not, however, a BBB-accredited business.

There are 28 complaints against Intrepid Payment Processing on its BBB profile. The breakdown comprises 10 advertising issues, 8 product or service issues, and 7 billing and collection issues.

13 of these complaints saw resolution while the remainder saw unsatisfactory closure or none at all.



B- (28 complaints)







Total Online Reviews


Total Online Complaints




Intrepid Payment Processing Alternatives


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