Internet merchant accounts and professional accounts for psychologists, legal personnel, etc.
AffiniPay exclusively provides payment solutions engineered specifically for the demands of professionals and their clientele. Its state of the art products makes it possible for professionals to accept all debit cards, credit cards, and electronic checks securely.
Setup Fee: $0
Monthly Fee: $15
Swipe Rate: Interchange + 1.39% + $0.25
Keyed-in Rate: Interchange + 1.39% + $0.25
Early Termination Fee : $0
AffiniPay is a registered service provider of Wells Fargo Bank, N.A., Citizens Bank, N.A., and BMO Harris Bank, N.A.
Located in 3700 N Capital Of Texas Hwy Ste 300, Austin, TX 78746-3454, AffiniPay is a renowned provider of merchant accounts since 2005. Amy Porter is the CEO and founder of the firm.
AffiniPay is a payments solution trusted by more than 100,000 customers. With over 15 years of experience dealing with professional accounts, the firm processes a whopping $6 billion annually.
The firm has over 150 strategic partnerships, and more than 5,000 professional associations trust AffiniPay. Not to mention, its expert staff of certified payment professionals provides 5-star support.
Furthermore, the firm is approved and vetted by all 50 State Bars in the U.S.
Merchant Provider Risk Tolerance
No early termination fee.
Zero setup fee.
Interchange plus pricing offered.
Public pricing available.
Domestic telephone support during business hours.
Monthly fee assessed.
Does not disclose all important marketing terms.
Some rates are not clearly disclosed.
Service agreement has a comprehensive list of terms customers must follow.
Has a mobile payment rate.
AffiniPay has the functionality and features that are most important to associations and their clients. It provides various forms of getting paid, report and reconciliation features, and high-end data security. Let us take a look at its products and services below:
Accept debit, credit, and other fees by mail, from your company website, or on the go with AffiniPay's easy payment and billing system. Other features include quick bill, charge, scheduled payment, custom payment pages, website integrations, refunds, digital signatures, mobile payments, etc.
Create detailed reports for executive meetings and auditors, and make reconciliation easy with AffiniPay's intelligent but straightforward reporting dashboards and features.
Compliance and Security
The firm ensures that both your company's and your client's sensitive data is private and safe. AffiniPay has a free PCI compliance program and other advanced security features for your association. PCI compliance and data security are of the utmost importance to AffiniPay.
Discloses All Important Terms
Public Pricing Available
The AffiniPay official website highlights that the firm has no application fees, lengthy contracts, monthly minimums, or startup fees. These are an extremely competitive sequence of offers.
Associations can register for AffiniPay via an association management system named YourMembership.com. Registered firms will pay a rate of interchange plus 1.39% & $0.25 per transaction along with a minimum monthly fee of $15 (merchants processing over $1,000 in a month are exempt from this). Compared to industry standards, these are quite competitive rates that associations should take advantage of to expand their businesses.
AffiniPay undertakes most of its business under the LawPay brand, a payment gateway primarily aimed at law firms. LawPay has a flat transaction rate of 1.95% & $0.20 and a membership cost that customers can pay annually for $180 or monthly for $20.
Interchange + 1.39% + $0.25
Interchange + 1.39% + $0.25
Mobile Payment Rate
Virtual Terminal Rate
1.95% + $0.20
Payment Gateway Fee
Early Termination Fee
PCI Compliance Fee
Equipment Lease Terms
Address Verification Service (AVS)
Account Setup Fee
Gateway Setup Fee
$15 (waived for merchants who process over $1,000 in a month)
AffiniPay has a comprehensive list of terms that customers must follow in its service agreement. The most notable of these terms are the termination clauses, which is briefly shared below:
Therefore, potential customers must go through the service agreement and understand what it means to do business with AffiniPay.
Early Termination Fee
AffiniPay has a good track record of its operations.
Since 2010, the firm has been an accredited business of the Better Business Bureau (BBB) and currently has an 'A+' rating. The firm has four complaints in the last thirty-six months, but these complaints are all directed at LawPay.
Neither Facebook nor Google reviews have any ratings to show.
To sum up, AffiniPay is a decent company offering excellent services.
A+ (4 complaints)
Total Online Reviews
Total Online Complaints
If you're in the market for a merchant account provider, be sure to check out our user reviews, our merchant accounts guide and our top popular merchant provider picks