USPAY Group Review

Rates and Fees
Truth in Advertising
Consumer Reviews
Customer Support

Best for

Businesses of all sizes involved in healthcare, retail, and dining according to the official website.

Specializes in

USPAY Group mainly offers credit card processing for hospitals, physician practices, etc. The firm also serves sectors like e-commerce, retail, restaurants, and entertainment. Moreover, USPAY Group provides state of the art POS terminals and affordable payment solutions. 

Pricing Summary

Setup Fee: $0

Monthly Fee: $25

Swipe Rate: 1.00% - 4.99%

Keyed-in Rate: 1.00% - 4.99%

Early Termination Fee : $250 - $495

Contract Terms:

3 Years
Visit USPAY Group

USPAY Group is an ISO of Synovus Bank, Columbus, GA since 2005Its main benefits include providing interchange-plus pricing and 24/7 customer support. Gary Ramesberger is the Founder and CEO of the firm located in New York

USPAY Group Overview


Previously known as Premier Merchant Processing, USPAY Group offers merchant account services, credit card processing, and payment gateways to more than 25,000 clients as per the website.

USPAY Group covers multiple industries, including healthcare, dining, entertainment, e-commerce, and retail.



Quick Facts

Head Quarters

Levittown, NY

Year Founded



Gary Ramesberger



Merchant Provider Risk Tolerance

What We Like

Zero setup fee.

Provides interchange plus pricing.

Offers seven day a week around the clock customer support.

Offshore technical support after hours available.

Recorded video training available.

What We Don't Like

Early termination fee.

Monthly fee assessed.

Three year contract.

Does not disclose all important terms.

Public pricing not available.

Industries Served

  • Cigars & Tobacco
  • Clothing & Apparel
  • Convenience Store
  • Electronics
  • Gaming
  • Gas Station
  • Healthcare
  • Hunting & Outdoor Equipment
  • Medical
  • Nutraceuticals & Supplement
  • Personal Service
  • Pharmaceutical
  • Restaurant / Bar
  • Self Defense, Tasers & Stun Guns
  • Smoking Accessories
  • Telemedicine
  • Thrift Store

Business Types Served

  • Ecommerce
  • Enterprise Merchant Accounts
  • High Risk
  • High Volume
  • Information
  • Low Risk
  • MLM
  • Mom & Pop
  • Online
  • Retail / Card Present
  • Small Business
  • Wholesale

USPAY Group Products & Services


Based on its website, USPAY's products and services are as follows:

Payment gateway:  USPAY's payment gateway is one of the firm's main offerings. It comes with a virtual terminal that accepts card-present transactions with an additional USB magstripe card reader. An Authorize.Net gateway is also available if you prefer to use it.

Mobile payments: The firm uses iProcess, a third party mobile application that many processors use. It's free on the Apple Store and Google Play Store. It allows you to connect to an encrypted sweeper and also has signature capture on screen, and digital data storage.

ViMAS: USPAY's online account management system allows merchants to control their accounts anywhere, anytime. ViMAS provides transaction summary reports, monthly statements, and more. Plus, it also comes with a text messaging feature that allows merchants to get account updates even when they are not online.

USPAY Group Payment Processing

  • Check Services
  • Credit Card Processing
  • Credit Card Terminals
  • Debit Card Processing
  • Gift & Loyalty Program
  • Mobile Payments App
  • Online Payments
  • Payment Gateway
  • POS Equipment
  • Recurring Billing
  • Shopping Cart Integration
  • Virtual Terminal

USPAY Group Billing & Invoicing

  • Mobile Payments
  • Online Invoicing
  • Online Payments
  • Payment Processing
  • Recurring/Subscription Billing

USPAY Group Advertising & Sales

USPAY Group relies on an in-house sales team that's responsible for online advertising and telemarketing of its services.

Although the company has 5 complaints on its BBB profile, none are advertising/sales related.

Truth in Marketing

Discloses All Important Terms


Public Pricing Available


USPAY Group Pricing, Rates & Fees


Based on online reviews, USPAY Group enforces the following fees:

  • Annual fee of $79

  • PCI compliance fee of $99 

  • Non-compliance fee of $14.95

Pricing at a Glance

Pricing Model

Interchange PlusTiered Pricing

Swiped Rate

1.00% - 4.99%

Keyed-in Rate

1.00% - 4.99%

Mobile Payment Rate


Virtual Terminal Rate


Monthly Fee


Payment Gateway Fee


Batch Fee


Early Termination Fee

$250 - $495

PCI Compliance Fee


Equipment Lease Terms

48-month (locked) & Equipment Lease Cost: $1,000+

Address Verification Service (AVS)


Application Fee


Account Setup Fee


Gateway Setup Fee


Annual Fee


Monthly Minimum


Statement Fee


USPAY Group Contract & Terms

Online reviews state that the USPAY Group contract is a 3-year agreement with an early termination fee (ETF) in the range of $250 – 495.

Contract Length

3 Years

Early Termination Fee

$250 - $495

USPAY Group Setup & Support


Setup Highlights

  • In Person
  • Recorded Video Training

Support Highlights

  • Domestic Phone Support (Business Hours)
  • Offshore Tech Support (After Hours)

USPAY Group Complaints, Ratings & Reviews

Neither Facebook nor Yelp has any ratings to show.

Since 2010, the firm has a profile with Better Business Bureau, and it currently has an A+ rating. However, it has a customer rating of 2.33 out of 5 stars (3 reviews).

Currently, the firm has 5 complaints, out of which 2 are related to billing and collection, and 3 are product/service-related.

Only 1 complaint saw resolution in the past year.



A+ (5 complaints)








Total Online Reviews


Total Online Complaints




USPAY Group Alternatives


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