Best for
Merchants in need of many different types of payment processing services, or additional services, such as cash advances or fast-track funding.
Specializes in
PPS USA specializes in working with merchants that have businesses of all sizes and risk levels to provide them with payment processing services. This company also offers specific services for chargement management.
Pricing Summary
Setup Fee: N/A
Monthly Fee: N/A
Swipe Rate: 2.65% + $0.19
Keyed-in Rate: 3.50% + $0.19
Early Termination Fee : None
Contract Terms:
PPS USA was once known as Prestige Payment Systems, LLC, but the company changed its name to differentiate itself from another company by the same name.
This company is located in Los Angeles, California, and Izak Zabek is the company’s president and CEO.
PPS USA is a registered ISO/MSP of Elavon.
PPS USA is a merchant account provider and payment processing company that is headquartered in Los Angeles, California. This company was founded in 2006, and its original name was Prestige Payment Systems, LLC. The company changed its name to PPS USA in order to differentiate itself from another company called Prestige Payment Systems, which is located in Portland, Oregon.
PPS USA is a reseller for Elavon’s merchant services and the company also offers iPad-based POS solutions through iCloud.
This company states that it is able to save merchants between 10% and 30% off their current payment processing fees. Its partner, Elavon has processed more than 2 billion transactions globally, and $300 billion every year.
PPS USA states on the company website that it is focused on providing its merchant customers with the most up-to-date technological advances in payment processing.
Head Quarters
1080 S La Cienega Blvd #302 Los Angeles, CA 90035-2679
Year Founded
2006
CEO
Unknown
Employees
5
Merchant Provider Risk Tolerance
Wide variety of payment processing options.
Several value-added services.
Accepts all major payment types.
Accredited with the Better Business Bureau since 2010 with an A+ rating.
Complaints are almost non-existent.
Potential long wait time for setup.
No information on contracts.
48-month locked lease on equipment with no option to buy.
No information on rates and fees.
Potential early termination fee.
Hardware & Software
PPS USA offers many options to its merchant customers for payment processing, including hardware and software. The following are available:
The Poynt smart payment terminal
Countertop and wireless terminals (Ingenico and Verifone)
Elo PayPoint for Apple iPad integration
Talech online ordering
Talech POS systems for retail and restaurant merchants
Mobile card readers
In-app payments through a virtual gateway
Converge for online ordering and ecommerce
Commerce SDK
Multicurrency payment processing with Converge
Global One for global ecommerce businesses
PPS USA also offers payment processing services for merchants in the online tobacco and internet gaming spaces.
Value Added Services
PPS USA has a few value added services it offers to its merchant customers. They include:
A gift card program
A loyalty card program
Merchant cash advances
A Fast Track Funding program
Supported Payment Types & Services
PPS USA supports several different payment options, including:
All four major credit cards (Visa, Mastercard, Discover, American Express)
Diners Club/Carte Blanche
JCB
Debit cards
EBT
Checks and electronic checks
ACH payments
Mobile wallet payments, including Google Pay, Samsung Pay and Apple Pay
Gift cards
Discloses All Important Terms
Yes
Public Pricing Available
Unknown
PPS USA uses a combination of traditional advertising techniques and independent sales agents to market its products and services. There is no evidence based on the company’s website that it is using deceptive sales tactics, and no negative online reviews to that effect either.
The company does have an ISO/Agent program that it advertises on its website. PPS USA works with integrated payment partners as well as financial institutions to obtain merchant customers as well.
Pricing Model
Unknown
Swiped Rate
2.65% + $0.19
Keyed-in Rate
3.50% + $0.19
Mobile Payment Rate
Unknown
Virtual Terminal Rate
1.00% - 4.99%
Monthly Fee
N/A
Payment Gateway Fee
Undisclosed
Batch Fee
Unknown
Early Termination Fee
None
PCI Compliance Fee
Up To $59 Per Month
Equipment Lease Terms
48 Month (locked)
Address Verification Service (AVS)
Unknown
Application Fee
N/A
Account Setup Fee
N/A
Gateway Setup Fee
N/A
Annual Fee
N/A
Monthly Minimum
Unknown
Statement Fee
N/A
There is no information available on the PPS USA website regarding contracts, but because this company is a reseller for Elavon, the contract is most likely similar. One one online review, a company representative stated that contracts can be cancelled at any time, but did not provide any information about a cancelation fee.
Regarding equipment leases, Elavon works with Ladco Leasing, which offers a 48-month lease on all equipment and the lease is locked.
Contract Length
Variable
Early Termination Fee
None
Once PPS USA has received all documentation from prospective merchant customers, they can expect to hear about their approval within 24-72 business hours. Merchants in need of payment processing equipment may need to wait 10-14 days after that before they receive it and can accept payments.
Merchants with existing POS systems or equipment, or who want to process payments for a virtual gateway may be able to begin to accept payments within a week or so.
BBB Rating
PPS USA has been accredited with the Better Business Bureau since 2010, and the company has an A+ rating on the BBB website.
There are currently no complaints or reviews listed for this company with the BBB.
Other Online Reviews
PPS USA has a very low complaint total online, but there are some complaints that possibly should have been directed toward Prestige Payment Systems in Portland, Oregon, which is a different company.
It is also possible that many complaints for PPS USA were directed to Elavon.
BBB
A+ and has been Accredited since 2010. (0 Reviews; 0 Complaints)
N/A
No Reviews
Yelp
N/A
Total Online Reviews
Unknown
Total Online Complaints
Lawsuits
Unknown
If you're in the market for a merchant account provider, be sure to check out our user reviews, our merchant accounts guide and our top popular merchant provider picks