ClearPay Financial Solutions Review

Rates and Fees
Truth in Advertising
Consumer Reviews
Customer Support

Best for

ClearPay's program best suits online merchants that process international payments. It also has a high-risk merchant program.

Specializes in

The international payments product is built for mail order, telephone orders, online orders. Common industries that use ClearPay include hospitality, eCommerce and financial services.

Pricing Summary

Setup Fee:  $50

Monthly Fee: $10

Swipe Rate: 1.00% - 4.99%

Keyed-in Rate: 1.00% - 4.99%

Early Termination Fee : $500 or Liquidated Damages

Contract Terms:

1 Year 3 Years
Visit ClearPay Financial Solutions

ClearPay is a Global Payments reseller. It is registered as an ISO/MSP for Wells Fargo Bank, N.A, Walnut Creek, California and Central Bank of St. Louis, MO. The company is headquartered at 10000 Innovation Dr. Suite 160, Milwaukee, WI 53226. Jim Visoky serves as CEO.


ClearPay Financial Solutions Overview


ClearPay Financial Solutions serves a wide variety of business types, from resaurants to retail to professional offices. This processor is a reseller of Global Payments products. Global Payments offers desirable systems for payment processing, and ClearPay also provides business management and loan services. ClearPay also serves the ecommerce industry through its partnership with SecureNet.


Quick Facts

Head Quarters

Milwaukee, WI

Year Founded



Jim Visoky



Merchant Provider Risk Tolerance

What We Like

Excellent for merchants who process international payments.

Has a high risk merchant program.

Customer support is offered every hour of every day.

Employs anti fraud software and monitors for security breaches.

A gift and loyalty program is available.

What We Don't Like

Has a setup fee.

A monthly fee is required.

Early termination fee assessed.

Independent sales agents are used to market its services.

No public pricing information is available.

Industries Served

  • Clothing & Apparel
  • Convenience Store
  • Education
  • Educational Seminars
  • Electronics
  • Gas Station
  • Marketing Agency
  • Moving Companies
  • Personal Service
  • Property Management
  • Restaurant / Bar
  • SAAS
  • SEO & SEM Services
  • Thrift Store
  • Web Design Services

Business Types Served

  • B2B
  • Ecommerce
  • High Volume
  • Information
  • Low Risk
  • Mobile
  • Mom & Pop
  • MOTO
  • Non Profit
  • Online
  • Retail / Card Present
  • Small Business
  • Wholesale

ClearPay Financial Solutions Products & Services


ClearPay provides POS terminals, ecommerce payment solutions, merchant cash advances and business development tools. The company prides itself on customer service, offering its clients 24/7 support. ClearPay also offers anti-fraud software and monitors processes for signs of security breaches.


ClearPay Financial Solutions Payment Processing

  • Contactless NFC
  • Credit Card Processing
  • Debit Card Processing
  • EMV Processing
  • Gift & Loyalty Program
  • Mobile Payments App
  • Payment Gateway
  • POS Equipment
  • Virtual Terminal

ClearPay Financial Solutions Billing & Invoicing

  • Mobile Payments
  • Multi-Currency
  • Online Payments
  • Payment Processing

ClearPay Financial Solutions Advertising & Sales

ClearPay employs independent sales agents to market, promote and sell its services. Often, independent agents, to boost their commissions and sales, try to charge higher fees or fail to disclose contract terms. However, ClearPay has relatively few complaints against it from online sources, indicating it may supervise sales staff and hold them to professional standards.

Truth in Marketing

Discloses All Important Terms


Public Pricing Available


ClearPay Financial Solutions Pricing, Rates & Fees


Clearpay offers no public information on its pricing. However, as a Global Payments reseller, we can expect a similar structure.

Global Payments uses a tiered pricing structure, offering varying rates to each merchant. Rates are determined by the size of the business, transaction volume and services selected.

Additional rates and fees, including gateway fees, technical support fees, batch fees, and additional transaction rates typically apply to these e-commerce services.

Pricing at a Glance

Pricing Model

Interchange PlusTiered Pricing

Swiped Rate

1.00% - 4.99%

Keyed-in Rate

1.00% - 4.99%

Mobile Payment Rate

Virtual Terminal Rate

1.00% - 4.99%

Monthly Fee


Payment Gateway Fee


Batch Fee


Early Termination Fee

$500 or Liquidated Damages

PCI Compliance Fee


Equipment Lease Terms

48 Month (locked)

Address Verification Service (AVS)

Application Fee

Account Setup Fee


Gateway Setup Fee

Annual Fee

$299 (Maintenance Fee)

Monthly Minimum


Statement Fee

ClearPay Financial Solutions Contract & Terms

ClearPay Financial Solutions appears to offer variable contract terms based on a merchant’s business type and processing history.
The company is an apparent reseller of Global Payments so it is likely that its pricing and fee structure resembles theirs. Even then, Global Payments’ rates vary from merchant to merchant depending on the size of the business, its transaction volume, and other factors. However, the company’s 2019 terms and conditions do disclose an early termination fee of $500 per location or liquidated damages, a $299 annual maintenance fee, a $10 monthly fee, and a non-cancellable equipment lease.

However, the company’s 2019 terms and conditions do disclose an early termination fee of $500 per location or liquidated damages, a $299 annual maintenance fee, a $10 monthly fee, and a non-cancellable equipment lease.

Contract Length

1 Year3 Years

Early Termination Fee

$500 or Liquidated Damages

ClearPay Financial Solutions Setup & Support


Setup Highlights

  • Documentation / Knowledge Base

Support Highlights

  • Domestic Phone Support (Business Hours)

ClearPay Financial Solutions Complaints, Ratings & Reviews

ClearPay Financial Solutions have been accredited with the Better Business Bureau since October 2012 and is currently showing a grade of “A+" with 0 complaints in the last 36 months and 6 customer reviews.



A+(0 complaints)


4.5 Stars / 15 Reviews


4.3 Stars / Based on the opinion of 12 people


No Reviews yet


Total Online Reviews


Total Online Complaints




ClearPay Financial Solutions Alternatives


If you're in the market for a merchant account provider, be sure to check out our user reviews, our merchant accounts guide and our top popular merchant provider picks