The TMF List, or "Terminated Merchant File List", is essentially the merchant services industry blacklist. It is designed to be a safety filter against people who commit fraud by aggregating these individuals onto one list, and then allowing other merchant account providers and industry organizations to view it.
Once a merchant is put onto the TMF you are not able to get a merchant account, forever. Or at least until you get taken off the TMF list.
The only way to get off the TMF list is to have the person/company who originally put you on it, take you off it.
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