Best for
Domestic, standard-risk merchants in need of payment processing via a payment gateway.
Specializes in
SubLyme Payments specializes in providing payment gateway services to its merchant customers. This company also offers business loans.
Pricing Summary
Setup Fee: Unknown
Monthly Fee: Unknown
Swipe Rate: Unknown
Keyed-in Rate: Unknown
Early Termination Fee : Unknown
Contract Terms:
SubLyme Payments was founded in 2009, and this company should not be confused with Sublime Merchants, which is a different merchant services provider located in Mesa, Arizona.
This company offers payment processing services and merchant accounts to mostly standard-risk, domestic merchants.
SubLyme Payments is located in Lyme, New Hampshire and its managing directors are Jon Stowe and Jennifer Carter.
SubLyme Payments is a merchant account provider and payment processing company that was founded in 2009 by Jenn Carter and Jon Stowe. These individuals continue to oversee this company as managing partners. The company is located in Lyme, New Hampshire.
The subLyme Payments website states that the four individuals that make up the bulk of the company’s executive team have a total of 80+ years of combined experience.
There is no information on the subLyme Payments website regarding which acquiring bank they use, or which companies are used as their backend processor. It is very likely that this company is a reseller for another, larger processor.
SubLyme Payments works with standard-risk, domestic merchants to provide them with the services they need. While this company seems to focus on payment gateways, there is evidence that suggests that they also offer POS systems and other types of hardware.
Head Quarters
5 Main St, PO Box 212, Lyme, New Hampshire.
Year Founded
2009
CEO
Unknown
Employees
2-10
Merchant Provider Risk Tolerance
Payment processing is through a gateway.
Offers business loans.
Accepts standard risk clients.
Offers customer dispute assistance.
Monitors customer rates to provide the lowest possible price.
Pricing fees are unknown.
Contract terms are not listed.
Only deals with clients in the United States of America.
Services limited to online sellers.
Uses multiple methods to sell its services.
Hardware & Software
There is really no mention on the subLyme Payments website of what specific hardware and software the company can provide to its merchant customers. The website indicates that the company can assist merchants with finding the best bank and processor to meet their needs.
Very briefly, the website also mentions that subLyme Payments can help merchants with terminals and other equipment, but again, no specific mention is made of partnerships or what brands of POS systems the company can provide.
Value-Added Services
SubLyme Payments places most of its focus on processing payments and assisting merchants with obtaining merchant accounts. But this company does offer a few other value-added services.
Recurring assessment to determine the best rates
Customer dispute support
Short-term business funding
Auto-funding for savings and for crisis situations
Supported Payment Types & Services
There is no information available on the subLyme Payments website regarding what types of payments are supported with this company’s processing methods. But because it appears that the company is a reseller for at least one other company, the types of payments that can be processed will depend on that company’s payment gateway and/or processing equipment.
Most merchants will be able to accept the following at minimum:
Payments made with any of the four major credit cards
Debit card payments
Check and electronic check payments
Discloses All Important Terms
No
Public Pricing Available
No
There is no information online regarding pricing and fee structure for subLyme Payments. This is most likely because this company is a reseller, and must abide by the rates set by its partners.
The website does mention the fact that the subLyme Payments team regularly assesses its merchant customers’ rates to ensure that they are getting the lowest possible prices for the services they need.
Pricing Model
Unknown
Swiped Rate
Unknown
Keyed-in Rate
Unknown
Mobile Payment Rate
Unknown
Virtual Terminal Rate
Unknown
Monthly Fee
Unknown
Payment Gateway Fee
Unknown
Batch Fee
Unknown
Early Termination Fee
Unknown
PCI Compliance Fee
Unknown
Equipment Lease Terms
Unknown
Address Verification Service (AVS)
Unknown
Application Fee
Unknown
Account Setup Fee
Unknown
Gateway Setup Fee
Unknown
Annual Fee
Unknown
Monthly Minimum
Unknown
Statement Fee
Unknown
The subLyme Payments website does not have any information about its contracts and terms. But again, because this company is most likely a reseller, any contracts are probably made between merchants and the company that will be providing them with a merchant account and/or payment processing services.
Merchants should be aware that they may have two different contracts when they work with subLyme Payments - one for any equipment they need, and one for the actual payment processing services. These contracts will have different terms, and may not be cancelable with a high early termination fee.
Contract Length
Unknown
Early Termination Fee
Unknown
The subLyme Payments website does not indicate how long it might take for a merchant to be ready to process payments. This company will connect merchants with the best providers to meet their needs. Once that has been done, it can take up to 14 days before they can start accepting payments, depending on their need for hardware.
SubLyme Payments has phone and fax numbers available on its website and states that it provides 24/7 customer care support. There are also email addresses, a contact form, and each merchant has its own dedicated relationship manager.
BBB Rating
The Better Business Bureau does not have a profile for subLyme Payments listed.
Other Online Reviews
There are no reviews - positive or negative - about subLyme Payments online at all. This is most likely because all reviews are targeted toward the companies this one partners with.
BBB
N/A
N/A
N/A
Yelp
N/A
Total Online Reviews
Unknown
Total Online Complaints
10+
Lawsuits
Unknown
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