SMB Global Payments Review

Rates and Fees
80/100
Truth in Advertising
80/100
Consumer Reviews
80/100
Customer Support
80/100
4

Best for

High Risk Merchants

Specializes in

High Risk Merchants and International Processing

Pricing Summary

Setup Fee: Unknown

Monthly Fee: Unknown

Swipe Rate: Unknown

Keyed-in Rate: Unknown

Early Termination Fee : Unknown

Contract Terms:

Visit SMB Global Payments

Smbglobal specializes in those businesses that are considered high-risk. With the use of domestic and off-shore banking connections, they promise to do their best to get businesses to start accepting payments.

A more personalized service allows them to make hard-to-place businesses get a reliable merchant account.

SMB Global Payments Overview

 

SMB Global Payments is a merchant account provider that specializes strictly in customized payment processing solutions for high risk domestic and international businesses. They boast the “lowest rates and faster approval and deposit times than other high risk processors.”

SMB Global Payments boasts a diverse portfolio of domestic banking relationships to get high risk merchants approved. SMB Global Payments also provides solutions for international and high risk businesses in the form of offshore merchant accounts. Offshore accounts have broader underwriting guidelines and higher processing volume caps, which benefits merchants in hard-to-place domestic industries or international businesses located outside the US.

Additionally, SMB Global Payments offers small business loans for high risk merchants via Lendio (a small business loan marketplace). 

They cater to a variety of industries including high-risk merchants as well as having affiliate and ISO program partners.  

SMB Global Payments has a payment gateway capable of integrating with both websites and mobile devices.

Quick Facts

Head Quarters

6783 S Redwood Rd Suite 103, West Jordan, UT

Year Founded

2016

CEO

Tyler Heugly

Employees

10

Merchant Provider Risk Tolerance

What We Like

Offers small business loans.

Payment gateway can integrate with websites and mobile devices.

Fraud and chargeback prevention program used.

Offers automated clearing house (ACH) payment processing.

Supports multi currency processing.

What We Don't Like

High risk merchant tolerance.

Provide offshore merchant accounts.

Use affiliate and ISO program partners.

Pricing is not publicly disclosed.

No daily around the clock customer support is provided.

Industries Served

  • Adult
  • Cigars & Tobacco
  • Credit Repair
  • E-Cigarettes / Vape
  • Electronics
  • Gaming
  • Guns & Firearms
  • Nutraceuticals & Supplement
  • Travel

Business Types Served

  • Drop Shipping
  • High Risk
  • High Volume
  • Online
  • Subscription / Continuity

SMB Global Payments Products & Services

 

SMB Global Payments services include credit card and ACH processing solutions for eCommerce, MOTO, and in-person high risk domestic and international businesses. 

ACH stands for Automated Clearing House.  ACH transactions coordinate the movement of funds from one bank account to another without using credit card networks, wire transfers, paper checks, or cash. For merchants that offer subscription-based products or recurring payments, ACH offers a more secure and seamless solution than credit cards.  Though the exact pricing is not publicly available on the SMB Global Payments website, ACH payments are processed at a flat rate and batched out in groups: which significantly reduces the cost for a merchant when compared to credit card transactions.

SMB Global Payments provides a chargeback prevention suite.  Chargebacks and fraud are common in high risk business environments.  The suite boasts real time analytics and reporting, a chargeback representment system to respond to chargebacks, and a CRM-Processor integration so chargebacks can be matched to their original orders.

Multi-currency processing is also supported by SMB Global Payments, allowing cross border fees between countries to be avoided.

SMB Global Payments offers small business loans for high risk merchants with a simple, fast, and secure online application process.

SMB Global Payments Payment Processing

  • Chargeback & Fraud Prevention
  • Credit Card Processing
  • eCheck & ACH Processing
  • High-Risk Industries
  • Online Payments
  • Online Shopping Cart Integration
  • Payment Gateway
  • Payment Processing Services Integration
  • Recurring Billing
  • Retail Payment Processing

SMB Global Payments Billing & Invoicing

  • Multi-Currency
  • Online Payments
  • Payment Processing
  • Recurring/Subscription Billing

SMB Global Payments Advertising & Sales

 
Due to lack of complaints, SMB Global Payments appears to be truthful & ethical in their marketing, advertising & sales practices.

However, SMB Global Payments does not publicly disclose their pricing structures online. This does not necessarily reflect deceptive practices by a company; because many providers prefer to handle questions/objections and give pricing options after giving value.

Truth in Marketing

Discloses All Important Terms

No

Public Pricing Available

No

SMB Global Payments Pricing, Rates & Fees

 

The pricing structure for SMB Global Payments is not publicly available on their website which is common to the merchant processing industry (especially amongst high-risk accounts). We do know that pricing varies depending on the merchant's business type, processing history, and credit history.

Pricing at a Glance

Pricing Model

Flat Rate

Swiped Rate

Unknown

Keyed-in Rate

Unknown

Mobile Payment Rate

N/A

Virtual Terminal Rate

N/A

Monthly Fee

Unknown

Payment Gateway Fee

N/A

Batch Fee

N/A

Early Termination Fee

Unknown

PCI Compliance Fee

N/A

Equipment Lease Terms

N/A

Address Verification Service (AVS)

N/A

Application Fee

N/A

Account Setup Fee

Unknown

Gateway Setup Fee

N/A

Annual Fee

N/A

Monthly Minimum

N/A

Statement Fee

N/A

SMB Global Payments Contract & Terms

SMB Global Payments does not publicly disclose their merchant application or contract terms & conditions.

Contract Length

Early Termination Fee

Unknown

SMB Global Payments Setup & Support

 

Setup Highlights

Support Highlights

  • Domestic Phone Support (Business Hours)

SMB Global Payments Complaints, Ratings & Reviews

SMB Global Payments has no online reviews.  However we have not found any consumer complaints.

There is no BBB page, no Yelp page and no area to leave reviews on their Facebook page.

No outstanding class-action lawsuits or FTC complaints filed against SMB Global Payments.

Ratings

BBB

N/A

Google

N/A

Facebook

N/A

Yelp

N/A

Reviews

Total Online Reviews

0

Total Online Complaints

0

Lawsuits

0

SMB Global Payments Alternatives

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