Best for
Based on it's website, the firm is perfect for small businesses (≈ 20 employees) in the restaurant, produce, and retail industry
Specializes in
SBGA focuses primarily on providing financial solutions to small business owners. In addition to merchant accounts and POS solutions, the firm offers Vanguard Web Management, MCA, and QuickBooks integration.
Pricing Summary
Setup Fee: $0
Monthly Fee: Up to $75
Swipe Rate: 1.00% - 4.99%
Keyed-in Rate: 1.00% - 4.99%
Early Termination Fee : $495
Contract Terms:
SBGA is a registered ISO of Wells Fargo Bank, N.A. since 2013. Situated in Henderson, Nevada, Jason Moore and Robert Parisi are the firm's president and director, respectively. The company's core strengths include providing capital funding and accounting solutions for small business owners.
Based on the official website, a small-business owners' group launched the Small Business Growth Alliance to cater to similar businesses by offering electronic payments, payroll services, and accounting solutions.
Head Quarters
Henderson, NV
Year Founded
2005
CEO
Jason Moore
Employees
200
Merchant Provider Risk Tolerance
Zero set up fee.
Good for small businesses in the retail, produce, and restaurant industries.
Provides capital funding for small businesses.
Can integrate with QuickBook.
Payroll services are available.
Early termination fee.
Monthly Fee.
Three year contract.
Public pricing is not available.
Does not disclose all important terms.
SBGA offers the following services on its website:
Clover POS Solution: Clover™ is a financial system from SBGA explicitly built for small business owners. It has many business management features integrated into one intuitive system like inventory management, marketing tools, and tracking employee hours. Plus, Clover comes with an additional high-speed thermal printer along with the countertop station.
Accounting Solution: The QuickBooks integration feature allows merchants to accept payments within their respective QuickBooks Pro, Premier, and Enterprise software solutions and import sales information. Other services included in the accounting solution are 'click to pay' invoices, automated payment plans, and consolidated nightly reporting.
Capital Funding: The company provides the option of depositing funds directly to merchant business accounts within 7 to 10 business days. It is ideal for merchants looking to expand business activities by avoiding the waiting time for small-business loans. Furthermore, no collateral or business plan is necessary to obtain capital funding from SBGA.
Discloses All Important Terms
No
Public Pricing Available
No
SBGA has the following fees for its services:
Pricing Model
Flat Rate
Swiped Rate
1.00% - 4.99%
Keyed-in Rate
1.00% - 4.99%
Mobile Payment Rate
Virtual Terminal Rate
1.00% - 4.99%
Monthly Fee
Up to $75
Payment Gateway Fee
Undisclosed
Batch Fee
Undisclosed
Early Termination Fee
$495
PCI Compliance Fee
Undisclosed
Equipment Lease Terms
48 Month (locked) and $186 Per Month
Address Verification Service (AVS)
Application Fee
Undisclosed
Account Setup Fee
$0
Gateway Setup Fee
Undisclosed
Annual Fee
Monthly Minimum
$75
Statement Fee
$7.50 Per Month
The Small Business Growth Alliance has a 3-year agreement with an early termination fee (ETF) of $495.
Said reviews also highlight that SBGA provides equipment leases via Northern Leasing Systems that are very expensive due to various undisclosed fees.
Contract Length
3 Years
Early Termination Fee
$495
The firm has a profile with Better Business Bureau since 2013, and it currently has an A+ rating. SBGA is BBB-accredited, and it has a customer rating of 1.41 out of 5 (27 reviews).
Moreover, said profile has 36 complaints to report. 19 complaints are related to advertising/sales issues, 5 have to do with billing, and 12 stem from product/service problems.
All complaints saw swift resolution to date.
BBB
A+ (38 complaints)
3.9 Stars / 298 reviews
N/A
Yelp
1 Star / 15 reviews
Total Online Reviews
350+
Total Online Complaints
50+
Lawsuits
1
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