QubePay Review

Rates and Fees
85/100
Truth in Advertising
80/100
Consumer Reviews
80/100
Customer Support
90/100
4

Best for

Merchants large and small that are in need of payment processing services for their businesses.

Specializes in

QubePay specializes in working with the foreign exchange market (forex), gaming/gambling institutions, and retail merchants. This company works with merchants in need of virtual gateways as opposed to POS systems.

Pricing Summary

Setup Fee: Unknown

Monthly Fee: Unknown

Swipe Rate: Unknown

Keyed-in Rate: Unknown

Early Termination Fee : Unknown

Contract Terms:

Unknown
Visit QubePay

QubePay was founded in 2016 in order to provide certain merchants doing business in high-risk industries with payment processing services.

The professionals who own and operate this company have a combined 15+ years of experience in the payment processing space.

QubePay strives to understand each merchant the company works with so they can help these merchants overcome obstacles to grow their businesses.

QubePay Overview

 

QubePay is a payment processing company that was founded in 2016. It is headquartered in Dublin, Ireland, but the company also has an office in the United Kingdom.

On the company’s About page, they describe themselves as a no-nonsense company with more than 15 years of combined experience. When the company began, it was founded with a vision of assisting merchants that needed payment processing services, but that struggled to get them because traditional processors did not want to work with them.

QubePay offers a combination of communication skills, strategy, and delivery, and they work hard to understand each merchant’s market so they can help them to grow as much as possible.

QubePay is also known as Qubic Financial Services Ltd, and it is registered in Ireland with Company Number 595296.

Quick Facts

Head Quarters

Dublin, Dublin

Year Founded

2016

CEO

Unknown

Employees

11-50

Merchant Provider Risk Tolerance

Low Risk Businesses

What We Like

Specializes in merchants needing a virtual gateway.

Works with high risk merchants.

High-security levels.

Accepts all major payment formats.

Works with over a hundred currencies.

What We Don't Like

No Better Business Bureau profile or rating.

Very limited online reviews to give potential merchants a feel for the company.

Limited scope in potential customers.

No mention of contract or terms on their website.

Pricing and fees are not listed as they are variable.

Industries Served

  • Online Sellers

Business Types Served

  • Mobile
  • Online

QubePay Products & Services

 

Hardware & Software

Unlike other payment processing services, QubePay does not offer POS systems or terminals. This company is focused on providing processing services for online payments, alternative payments, and through payment gateways.

QubePay appears to have its own PCI DSS Level 1 payment gateway, which is based on an advanced open API. The company’s payment gateway can be integrated with many shopping platforms, and this includes mobile SDK integration for both iOS and Android. It offers an embeddable JavaScript payments form, shop plug-ins, and more.

The company’s virtual terminal can be used on any computer or tablet with an internet connection, providing real-time payment processing and instant verification that the payment has been received.

QubePay also offers alternate payment methods, which can allow merchants to accept payments from e-wallets, mobile wallets, bank transfers, and other forms of payment.

Value Added Services

QubePay places a lot of emphasis on preventing fraud and offers a suite of anti-fraud and risk management tools to its merchant customers.

These tools include:

Black and white listing
3D security
Plausibility, velocity, and Geo IP checks

Supported Payment Types & Services

Merchants who choose QubePay as their payment processor will be able to accept several forms of payment from their customers. They include:

Payments from all four major credit card companies
Maestro payments
JCB payments
Mobile wallet payments
ACH bank transfers

QubePay has the ability to accept payments from customers in more than 160 countries and more than 100 currencies.

QubePay Payment Processing

  • Cash Transactions
  • Credit Card Processing
  • Credit Card Terminals
  • Debit Card Processing
  • Mobile Commerce
  • Online Payments
  • Payment Gateway

QubePay Billing & Invoicing

  • Mobile Payments
  • Online Payments

QubePay Advertising & Sales

 
QubePay does not use any misleading or manipulative marketing language on the company website. But the site does not indicate that the company uses an inside sales team to sell and market its services.

The website does have a section on the homepage for partnerships, which suggests that this is mainly the way QubePay sells its services.

Truth in Marketing

Discloses All Important Terms

Unknown

Public Pricing Available

Unknown

QubePay Pricing, Rates & Fees

 

There is no information available on the QubePay website regarding pricing and fees. This is most likely because this company offers its services to so many industries that its prices and fees vary according to risk level.

Pricing at a Glance

Pricing Model

Unknown

Swiped Rate

Unknown

Keyed-in Rate

Unknown

Mobile Payment Rate

Unknown

Virtual Terminal Rate

Unknown

Monthly Fee

Unknown

Payment Gateway Fee

Unknown

Batch Fee

Unknown

Early Termination Fee

Unknown

PCI Compliance Fee

Unknown

Equipment Lease Terms

Unknown

Address Verification Service (AVS)

Unknown

Application Fee

Unknown

Account Setup Fee

Unknown

Gateway Setup Fee

Unknown

Annual Fee

Unknown

Monthly Minimum

Unknown

Statement Fee

Unknown

QubePay Contract & Terms

There is no information on the QubePay website regarding contracts. The site does have a page for Terms and Conditions, but this page does not indicate that the company requires merchants to sign contracts with them.

Merchants using POS systems to integrate with QubePay software may have separate contracts for these systems.

Contract Length

Unknown

Early Termination Fee

Unknown

QubePay Setup & Support

 

There is no indication on the QubePay website about how long it might take a merchant to get started with processing payments. However, the language on the site does indicate that it can happen very quickly.

Customers in need of virtual gateways to process online payments only need to be approved for a merchant account and then receive log-in information for the website they need to use. This can typically be done in 24-48 hours, depending on the financial institution.

QubePay has a Contact page on its website that offers several ways for merchant customers to get in touch with the company. They can choose to call, email, or contact QubePay through Skype. Each merchant is also assigned its own account manager.

Setup Highlights

  • Documentation / Knowledge Base

Support Highlights

  • Domestic Phone Support (Business Hours)
  • Email Support

QubePay Complaints, Ratings & Reviews

BBB Rating

QubePay does not have a profile on the Better Business Bureau website, so it is not accredited, nor does it have a rating with the BBB.

Other Online Reviews

There is only one review that can be found online for QubePay, on the ScamAdvisor website. This site gives the company a trust score of 95 out of 100, meaning it is very likely to be legit. The website has been live for several years and it has a valid SSL certificate.




Ratings

BBB

N/A

Google

N/A

Facebook

No Reviews

Yelp

N/A

Reviews

Total Online Reviews

Unknown

Total Online Complaints

Unknown

Lawsuits

Unknown

QubePay Alternatives

NEED A MERCHANT ACCOUNT PROVIDER?

If you're in the market for a merchant account provider, be sure to check out our user reviews, our merchant accounts guide and our top popular merchant provider picks

cogthumbs-upcheckmark-circlecross-circle