Best for
Merchants large and small that are in need of payment processing services for their businesses.
Specializes in
QubePay specializes in working with the foreign exchange market (forex), gaming/gambling institutions, and retail merchants. This company works with merchants in need of virtual gateways as opposed to POS systems.
Pricing Summary
Setup Fee: Unknown
Monthly Fee: Unknown
Swipe Rate: Unknown
Keyed-in Rate: Unknown
Early Termination Fee : Unknown
Contract Terms:
QubePay was founded in 2016 in order to provide certain merchants doing business in high-risk industries with payment processing services.
The professionals who own and operate this company have a combined 15+ years of experience in the payment processing space.
QubePay strives to understand each merchant the company works with so they can help these merchants overcome obstacles to grow their businesses.
QubePay is a payment processing company that was founded in 2016. It is headquartered in Dublin, Ireland, but the company also has an office in the United Kingdom.
On the company’s About page, they describe themselves as a no-nonsense company with more than 15 years of combined experience. When the company began, it was founded with a vision of assisting merchants that needed payment processing services, but that struggled to get them because traditional processors did not want to work with them.
QubePay offers a combination of communication skills, strategy, and delivery, and they work hard to understand each merchant’s market so they can help them to grow as much as possible.
QubePay is also known as Qubic Financial Services Ltd, and it is registered in Ireland with Company Number 595296.
Head Quarters
Dublin, Dublin
Year Founded
2016
CEO
Unknown
Employees
11-50
Merchant Provider Risk Tolerance
Specializes in merchants needing a virtual gateway.
Works with high risk merchants.
High-security levels.
Accepts all major payment formats.
Works with over a hundred currencies.
No Better Business Bureau profile or rating.
Very limited online reviews to give potential merchants a feel for the company.
Limited scope in potential customers.
No mention of contract or terms on their website.
Pricing and fees are not listed as they are variable.
Hardware & Software
Unlike other payment processing services, QubePay does not offer POS systems or terminals. This company is focused on providing processing services for online payments, alternative payments, and through payment gateways.
QubePay appears to have its own PCI DSS Level 1 payment gateway, which is based on an advanced open API. The company’s payment gateway can be integrated with many shopping platforms, and this includes mobile SDK integration for both iOS and Android. It offers an embeddable JavaScript payments form, shop plug-ins, and more.
The company’s virtual terminal can be used on any computer or tablet with an internet connection, providing real-time payment processing and instant verification that the payment has been received.
QubePay also offers alternate payment methods, which can allow merchants to accept payments from e-wallets, mobile wallets, bank transfers, and other forms of payment.
Value Added Services
QubePay places a lot of emphasis on preventing fraud and offers a suite of anti-fraud and risk management tools to its merchant customers.
These tools include:
Black and white listing
3D security
Plausibility, velocity, and Geo IP checks
Supported Payment Types & Services
Merchants who choose QubePay as their payment processor will be able to accept several forms of payment from their customers. They include:
Payments from all four major credit card companies
Maestro payments
JCB payments
Mobile wallet payments
ACH bank transfers
QubePay has the ability to accept payments from customers in more than 160 countries and more than 100 currencies.
Discloses All Important Terms
Unknown
Public Pricing Available
Unknown
There is no information available on the QubePay website regarding pricing and fees. This is most likely because this company offers its services to so many industries that its prices and fees vary according to risk level.
Pricing Model
Unknown
Swiped Rate
Unknown
Keyed-in Rate
Unknown
Mobile Payment Rate
Unknown
Virtual Terminal Rate
Unknown
Monthly Fee
Unknown
Payment Gateway Fee
Unknown
Batch Fee
Unknown
Early Termination Fee
Unknown
PCI Compliance Fee
Unknown
Equipment Lease Terms
Unknown
Address Verification Service (AVS)
Unknown
Application Fee
Unknown
Account Setup Fee
Unknown
Gateway Setup Fee
Unknown
Annual Fee
Unknown
Monthly Minimum
Unknown
Statement Fee
Unknown
There is no information on the QubePay website regarding contracts. The site does have a page for Terms and Conditions, but this page does not indicate that the company requires merchants to sign contracts with them.
Merchants using POS systems to integrate with QubePay software may have separate contracts for these systems.
Contract Length
Unknown
Early Termination Fee
Unknown
There is no indication on the QubePay website about how long it might take a merchant to get started with processing payments. However, the language on the site does indicate that it can happen very quickly.
Customers in need of virtual gateways to process online payments only need to be approved for a merchant account and then receive log-in information for the website they need to use. This can typically be done in 24-48 hours, depending on the financial institution.
QubePay has a Contact page on its website that offers several ways for merchant customers to get in touch with the company. They can choose to call, email, or contact QubePay through Skype. Each merchant is also assigned its own account manager.
BBB Rating
QubePay does not have a profile on the Better Business Bureau website, so it is not accredited, nor does it have a rating with the BBB.
Other Online Reviews
There is only one review that can be found online for QubePay, on the ScamAdvisor website. This site gives the company a trust score of 95 out of 100, meaning it is very likely to be legit. The website has been live for several years and it has a valid SSL certificate.
BBB
N/A
N/A
No Reviews
Yelp
N/A
Total Online Reviews
Unknown
Total Online Complaints
Unknown
Lawsuits
Unknown
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