Payzer Review

Rates and Fees
Truth in Advertising
Consumer Reviews
Customer Support

Best for

Medium-sized firms (≈ 50 employees) involved in roofing, plumbing, solar, maintenance, HVAC, etc. as per the website.

Specializes in

Payzer offers a mobile processing app of the same name for contractors. It's available on iPhone, iPad, and Android devices. The firm also provides an all-in-one business management product named Payzerware.

Pricing Summary

Setup Fee: $0

Monthly Fee: $399

Swipe Rate: 2.73%

Keyed-in Rate: 3.53%

Early Termination Fee : None

Contract Terms:

No Contract Required
Visit Payzer

Payzer and Payzerware are registered trademarks of Payzer, LLC located in North Carolina. It offers mobile payments processing since 2012. Joe Giordano and Douglas Little are the founders of the firm. The core strength of Payzer is offering financial solutions for contractors, no hidden fees, and affordable pricing.


Payzer Overview


Payzer is a provider of end-to-end management software for contractors. It enables them to accept payments from customers through electronic checks, debit cards, and credit cards according to the official website. Plus, the firm serves various industries, such as pool services, plumbing, roofing, etc.



Quick Facts

Head Quarters

Charlotte, NC

Year Founded



Joe Giordano and Douglas Little (Co-founders)



Merchant Provider Risk Tolerance

What We Like

Affordable pricing

No hidden fees whatsoever

What We Don't Like

Mobile app needs enhancing

No BBB accreditation

Industries Served

  • Clothing & Apparel
  • Convenience Store
  • Electronics
  • Gas Station
  • Hunting & Outdoor Equipment
  • Moving Companies
  • Personal Service
  • Property Management
  • Restaurant / Bar
  • SAAS
  • Thrift Store

Business Types Served

  • Ecommerce
  • High Volume
  • Information
  • Low Risk
  • Mobile
  • MOTO
  • Retail / Card Present
  • Small Business

Payzer Products & Services


Based on its website, Payzer offers the following services:

Mobile App: The Payzer app allows contractors to accept electronic checks, debit cards, and credit cards on-the-go. It also provides the ability to send invoices and receive payments from any computer, tablet, mobile, or phone. Contractors can also issue Payzer debit purchasing cards to employees for instant money transfers.

Instant Credit: The firm also has an instant credit feature that allows contractors to provide consumer financing of up to $100,000 via their computer, mobile, or tablet. They can submit applications for said financing through the mobile app or online. Plus, loan and price calculators help them throughout the entire financing process.

QuickBooks Integration: Payzer has the option to sync business activities with QuickBooks. The integration allows contractors to easily manage customers, payments and invoicing, update accounts, tax brackets, and classes for both systems, and automatically get new feature updates.

Payzer Payment Processing

  • ACH Check Transactions
  • Cash Transactions
  • Credit Card Processing
  • Debit Card Processing
  • Mobile Payments App
  • Online Payments
  • Recurring Billing

Payzer Billing & Invoicing

  • Mobile Payments
  • Online Payments
  • Recurring/Subscription Billing

Payzer Advertising & Sales

The official website fully discloses all pricing plans associated with using its services. This indicates high transparency on part of the firm.

Payzer promotes itself via the official website and traditional channels. It doesn't use independent sales agents for marketing its services, and there are no negative reviews online against the company.

Truth in Marketing

Discloses All Important Terms


Public Pricing Available


Payzer Pricing, Rates & Fees


As per its website, Payzer charges users the following rates for its services:

  • 1.39% for debit card-present transactions

  • 2.59% for other card-present transactions

  • 3.39% for card-not-present transactions

  • $0.25 for recurring ACH transactions

Pricing at a Glance

Pricing Model

Flat Rate

Swiped Rate


Keyed-in Rate


Mobile Payment Rate

Virtual Terminal Rate


Monthly Fee


Payment Gateway Fee

Batch Fee

Early Termination Fee


PCI Compliance Fee


Equipment Lease Terms


Address Verification Service (AVS)

Application Fee


Account Setup Fee


Gateway Setup Fee


Annual Fee


Monthly Minimum

Statement Fee

Payzer Contract & Terms

There is no contract associated with using Payzer's services. According to the website, customers can cancel anytime and they get the following guarantees:

  • No Annual Fees

  • No Hidden Fees.

  • No Surcharge Fees

  • No Cancellation Fees


Contract Length

No Contract Required

Early Termination Fee


Payzer Setup & Support


Setup Highlights

  • Documentation / Knowledge Base
  • In Person
  • Live Online (1-on-1)
  • Recorded Video Training

Support Highlights

  • Domestic Phone Support (Business Hours)

Payzer Complaints, Ratings & Reviews

Neither Facebook nor Yelp has any ratings to show for Payzer.

Since 2015, the firm has maintained a BBB  profile with which currently has an 'A+' rating. However, Payzer isn't a BBB accredited business and it has no customer reviews on its profile.

The firm has one complaint related to billing and collection, which saw a quick resolution.



BBB Ratings: A+ (1 complaint)


4.4 Stars / 23 reviews


No Rating Yet




Total Online Reviews


Total Online Complaints





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