Monify Review

Rates and Fees
90/100
Truth in Advertising
85/100
Consumer Reviews
90/100
Customer Support
95/100
4.5

Best for

Merchants in the restaurant and retail industries that are searching for payment processing solutions.

Specializes in

Monify Merchant Solutions specializes in working with petroleum businesses and merchants whose focus is on B2B transactions. But this company works with many different types of merchants to provide them with the payment processing services they need.

Pricing Summary

Setup Fee: Unknown

Monthly Fee: Unknown

Swipe Rate: Unknown

Keyed-in Rate: Unknown

Early Termination Fee : Unknown

Contract Terms:

Unknown
Visit Monify

Monify Merchant Solutions is a merchant account provider and payment processor that markets itself as a one-stop business service provider.

This company is a DBA of Solutions Cash Systems, and it focuses on the retail, restaurant, petroleum, and legal industries as well as B2B transactions.

Monify Merchant Solutions is a registered ISO of Wells Fargo Bank, N.A., Concord, CA.

Monify Overview

 

Monify Merchant Solutions is located in South Jordan, Utah, and it is a DBA of Solutions Cash Systems. There is very little information online about either company with regards to how long it has been in business or who the CEO is.

Monify Merchant Solutions offers many services for its merchant customers, including payment processing, merchant accounts, cash transport services, and more.

This company is a registered ISO of Wells Fargo Bank, N.A., Concord, CA. Monify Merchant Solutions works with many different types of merchant customers, but its focus is on those in the petroleum industry and those who need to accept B2B payments, such as merchants in the legal field.

Quick Facts

Head Quarters

10808 South River Front Parkway, Suite 3104 South Jordan, UT 84095

Year Founded

2000

CEO

Unknown

Employees

Unknown

Merchant Provider Risk Tolerance

Low Risk Businesses

What We Like

Works with all types of businesses with no area of specialization.

Almost a dozen different choices for payment processing.

Offers cash advances to help merchants build their business.

Accepts all major payment types and a few obscure payment options.

Review praising the company’s customer service.

What We Don't Like

No profile with the Better Business Bureau.

Setup can take as long as two weeks.

No information on contract or terms.

Only works with low-risk businesses.

Does not disclose pricing on equipment or whether it is leased or purchased.

Industries Served

  • Online Sellers
  • Restaurant / Bar

Business Types Served

  • Mobile
  • Online

Monify Products & Services

 

Hardware & Software

Monify Merchant Solutions offers several options to merchant customers for hardware and software:

LegalPay software and payment gateway for law firms
CashFlow 360 software and payment gateway for many types of merchants
Pay@Pump software and payment gateway for convenience stores and truck stops
Vend POS software and payment gateway
ComData POS systems for convenience stores and truck stops
Clover POS systems for many types of merchants
Smart payment terminals
PIN pads and other POS accessories
Vital POS systems, countertop terminals, and smartphone readers

Value Added Services

Monify Merchant Solutions offers several value added services for its merchant customers. Among them are:

Smart safes and cash transport services
Gift card program
Loyalty card program
Cash advances
Quickbooks integration

Supported Payment Types & Services

Monify Merchant Solutions allows merchants to accept various forms of payment, including:

Payments with all four major credit cards
Diners Club
JCB
EBT
Debit cards
ACH
Electronic checks
Gift cards

Monify Merchant Solutions also accepts industry-specific payments from:

Fuelman
GasCard
Voyager
TCH
Wright Express

Merchant customers can also set up recurring payments on a schedule they choose.

Monify Payment Processing

  • Cash Transactions
  • Credit Card Processing
  • Debit Card Processing
  • Mobile Commerce
  • Retail Payment Processing

Monify Billing & Invoicing

  • Mobile Payments
  • Online Invoicing
  • Online Payments

Monify Advertising & Sales

 
It is unclear whether Monify Merchant Solutions has its own inside sales team or if the company markets its products and services primarily through its website and partnerships.

The Monify Merchant Solutions website has a career page, but there is no information available regarding what types of positions the company is hiring for. The website also has a page for Partners, so it is assumed that most of its marketing efforts are done through partnerships.

The company website does not have any misleading marketing language and there are no negative reviews regarding sales online.

Truth in Marketing

Discloses All Important Terms

No

Public Pricing Available

No

Monify Pricing, Rates & Fees

 

Monify Merchant Solutions does not publish any information on its website or elsewhere regarding its fees. This is most likely due to the fact that prices and fees vary based on the merchant’s business size, years in business, and risk level.

Pricing at a Glance

Pricing Model

Unknown

Swiped Rate

Unknown

Keyed-in Rate

Unknown

Mobile Payment Rate

Unknown

Virtual Terminal Rate

Unknown

Monthly Fee

Unknown

Payment Gateway Fee

Unknown

Batch Fee

Unknown

Early Termination Fee

Unknown

PCI Compliance Fee

Unknown

Equipment Lease Terms

Unknown

Address Verification Service (AVS)

Unknown

Application Fee

Unknown

Account Setup Fee

Unknown

Gateway Setup Fee

Unknown

Annual Fee

Unknown

Monthly Minimum

Unknown

Statement Fee

Unknown

Monify Contract & Terms

There is also no information available online regarding the Monify Merchant Solutions contract and terms. The website does not indicate that merchant customers do not have to sign a contract, so it is assumed that they do.

Most merchants doing business with Monify Merchant Solutions may be required to enter into a 36-48-month contract with this company for payment processing services. However, it is possible that they may have equipment leases for those in need of POS systems or other hardware, and those leases may have different terms.

Contract Length

Unknown

Early Termination Fee

Unknown

Monify Setup & Support

 

There is no indication of how long it might take to get set up with payment processing services with Monify Merchant Solutions based on the company website.

Most merchant customers in need of POS systems or other hardware should be able to begin accepting payments within 10-14 days. Those in need of payment gateways or online integration may be able to get started within just a few days.

Monify Merchant Solutions has a dedicated Contact Us page on its website that includes a contact form, a phone number, address, and email for the company.

Setup Highlights

  • Documentation / Knowledge Base

Support Highlights

  • Domestic Phone Support (Business Hours)
  • Email Support

Monify Complaints, Ratings & Reviews

BBB Rating

Monify Merchant Solutions does not have a profile on the Better Business Bureau website and the company does not have a rating or reviews.

Its parent company, Solutions Cash Systems, also does not have a profile with the BBB.

Other Online Reviews

There is only one other review available for Monify Merchant Solutions online, and it gives the company 3/5 stars in the areas of Satisfaction, Rates & Fees, and Customer Service.

There are no reviews for Monify Merchant Solutions on Yelp or other review sites. It does have one review on the company Facebook page, which awards 5 stars and states that the company is easy to work with and has great customer service.

Ratings

BBB

N/A

Google

5 Stars / 4 Reviews

Facebook

No Reviews

Yelp

N/A

Reviews

Total Online Reviews

5+

Total Online Complaints

Unknown

Lawsuits

Unknown

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