Best for
Century Business Solutions provides businesses with custom-designed payment processing software, so if you have a business with a variety of needs that are better solved by a tailored solution, this merchant payment processor is worth considering.
Specializes in
Merchant accounts, Integrated payment solutions, payment processing solutions, virtual payment gateways, mobile payment processing, and payment gateways.
Pricing Summary
Setup Fee: $0
Monthly Fee: Undisclosed
Swipe Rate: 1.00% - 4.99%
Keyed-in Rate: 1.00% - 4.99%
Early Termination Fee : Up To $495
Contract Terms:
Headquartered in Irvine, California, Century Business Solutions specializes in developing payment processing applications that facilitate electronic payment processing within the workplace, enhance transaction security, and increase client profits.
The Century Business Solutions applications are PCI compliant and fully integrated with major ERP/accounting systems, including QuickBooks, Sage ERP products, SAP Business One, Microsoft Dynamics, NetSuite, Epicor, Acumatica, and major online shopping carts, including Magneto WooCommerce, and Volusion.
Century Business Solutions is an Irvine, California-based merchant account provider that specializes in developing custom payment software for merchants. The company was founded in 2005 and is a reseller of First Data’s merchant services. There is another company called Century Business Solutions that may be confused with the company that is the subject of this review. This other Century Business Solutions is an office supply retailer based in Santa Fe Springs, California, and it does not appear to be related to the Irvine-based Century Business Solutions.
Head Quarters
Irvine, CA
Year Founded
2004
CEO
Thomas Cadden
Employees
100
Merchant Provider Risk Tolerance
Zero setup fee.
Provides custom designed payment processing software.
Applications are fully integrated with major ERP/accounting systems.
PCI compliant.
Gift and loyalty program available.
Three year contract.
Early termination fee.
Public pricing is not available.
All important terms are not disclosed.
Charges a PCI compliance fee.
Century Business Solutions employs skilled software engineers who customize EMV-compliant software. Companies without large IT staff benefit from choosing Century Business Solutions because it handles integrations and migrations. Its engineers can also program mobile Bluetooth, and USB connectivity for EMV terminal mobility, as well as integrating POS systems.
With Century Business Solutions, you can process card payments and checks whether at point-of sale, online, mail/phone order, or on-the-go with mobile processing. Gift and loyalty card programs are also available.
Discloses All Important Terms
No
Public Pricing Available
No
Century Business Solutions declines to publish standard rates, which likely means they are both negotiable and depend upon what types of customization the customer requires. Though a custom quote is needed to judge how competitive the prices are, the fact that there are no merchant complaints about the fees bodes well for this processor.
As a First Data reseller, Century Business Solutions has flexibility in its fee structure. In addition, its customization options leads to various contract terms. We can glean some information about Century's cost structure through a look at First Data's standard terms:
Pricing Model
Tiered Pricing
Swiped Rate
1.00% - 4.99%
Keyed-in Rate
1.00% - 4.99%
Mobile Payment Rate
Virtual Terminal Rate
1.00% - 4.99%
Monthly Fee
Undisclosed
Payment Gateway Fee
Undisclosed
Batch Fee
Undisclosed
Early Termination Fee
Up To $495
PCI Compliance Fee
$19.95 Per Month
Equipment Lease Terms
48 Month (locked)
Address Verification Service (AVS)
Application Fee
Account Setup Fee
$0
Gateway Setup Fee
Undisclosed
Annual Fee
Undisclosed
Monthly Minimum
Undisclosed
Statement Fee
Clients can expect a multi-year contract with a termination fee. If Century charges any cancellation fees above New Data's standard $495 is unknown. Investigating this is worthwhile for new customers. Some payment processors have a "liquidated damages" clause, which holds you accountable for whatever the company lost due to the early termination.
In addition, it's important to carefully review the contract for additional rates and fees, such as gateway-, technical support and batch fees.
Contract Length
3 Years
Early Termination Fee
Up To $495
Century Business Solutions have been accredited with the Better Business Bureau since May 2014 and is currently showing a grade of “A+" with 0 complaints in the last 36 months and 20 customer reviews.
BBB
A+(0 complaints)
4.5 Stars / 122 Reviews
3.4 Stars / Based on the opinion of 13 people
Yelp
4 Stars / 7 Reviews
Total Online Reviews
150+
Total Online Complaints
10+
Lawsuits
None
If you're in the market for a merchant account provider, be sure to check out our user reviews, our merchant accounts guide and our top popular merchant provider picks