Best for
Standard-risk merchants looking for eCommerce solutions, mobile payment processing, or POS systems
Specializes in
Virtual terminals, mobile payment processing, online shopping carts, eCommerce integrations, payment gateways, POS systems
Pricing Summary
Setup Fee: $0
Monthly Fee: Undisclosed
Swipe Rate: 1.00% - 4.99%
Keyed-in Rate: 1.00% - 4.99%
Early Termination Fee : Liquidated Damages
Contract Terms:
Card Payment Solutions is a merchant account provider that offers eCommerce solutions, POS systems, and mobile payment processing capabilities to merchants. The company is a reseller of direct processing services from Global Payments, First Data, and TSYS.
Card Payment Solutions is a merchant account provider that’s based out of Florence, South Carolina. The company was founded in 1999 and lists HSBC Bank as its acquiring bank.
Merchants can use Card Payment Solutions to get access to eCommerce solutions like online shopping carts, eCommerce integrations, and virtual terminals. The company resells payment processing services from several companies that provide direct processing.
The company says that its solutions are a good fit for merchants operating in the following industries:
Card Payment Solutions currently has an A+ rating with the Better Business Bureau and has received very few negative online reviews.
Head Quarters
Florence, South Carolina
Year Founded
2002
CEO
Dan Christopher
Employees
85
Merchant Provider Risk Tolerance
eCommerce Solutions
Card Payment Solutions offers eCommerce services that can help merchants process their customers’ payments online. The company has a variety of offerings in this area, including virtual terminals for card-not-present transactions and online shopping cart integrations. The company also gives its merchants access to developer tools, which makes it easy to integrate APIs and other technologies into your online store.
Mobile Payment Processing
Merchants can also process their mobile payments through Card Payment Solutions. The company offers several different types of mobile payment solutions to choose from, including:
POS Systems
If you’re a merchant that needs a new POS system, then you might find what you’re looking for at Card Payment Solutions. The merchant account provider offers several different POS systems to choose from, which can each be an all-in-one solution for your business needs.
The company’s POS solutions boast an impressive array of features. For example, they include integrated management apps, payroll functionality, inventory tracking, support for online ordering, and more.
Discloses All Important Terms
No
Public Pricing Available
No
Unfortunately, there is very little information available about Card Payment Solutions’ pricing options. What we can say is that the company offers a zero-fee processing program. The way that this plan works is that merchants are charged a flat-rate surcharge of 3.99% on all credit card transactions.
If they wish to do so, merchants can pass this charge on to their customers and pay almost nothing themselves. Apparently, the company charges a fixed-rate monthly fee for this plan. But it doesn’t share what that fee looks like on its website.
Pricing Model
Tiered Pricing
Swiped Rate
1.00% - 4.99%
Keyed-in Rate
1.00% - 4.99%
Mobile Payment Rate
Unknown
Virtual Terminal Rate
1.00% - 4.99%
Monthly Fee
Undisclosed
Payment Gateway Fee
Undisclosed
Batch Fee
Undisclosed
Early Termination Fee
Liquidated Damages
PCI Compliance Fee
Undisclosed
Equipment Lease Terms
48 Month (locked)
Address Verification Service (AVS)
Unknown
Application Fee
Unknown
Account Setup Fee
$0
Gateway Setup Fee
Unknown
Annual Fee
Unknown
Monthly Minimum
$0
Statement Fee
Unknown
Card Payment Solutions appears to use a variety of contract types based on the unique profile of each merchant that they work with. That being said, the company’s standard agreement lasts for three years. It renews for an additional year automatically at the end of each term.
Unfortunately, it’s impossible to say whether Card Payment Solutions charges any liquidated damages or early termination fees to merchants who agree to this contract. The company doesn’t share any information about this online.
Contract Length
3 Years
Early Termination Fee
Liquidated Damages
Card Payment Solutions currently has an A+ rating with the Better Business Bureau. The company hasn’t had very many online complaints filed against it. Some complaints have noted unexpected cancellation fees and poor customer service.
However, there’s another company that’s called CardPayment Solutions, which is based out of California. It’s difficult to differentiate whether these negative reviews were intended for that company or this one. At any rate, most complaints appear to reference isolated incidents instead of a pattern of poor behavior.
BBB
A+ and has been Accredited since 2011. (0 Reviews; 2 Complaints)
4.5 Stars / 13 Reviews
5 Stars. Based on the opinion of 3 people
Yelp
None
Total Online Reviews
50+
Total Online Complaints
Lawsuits
No
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