Best for
Merchants with standard-risk businesses that are in need of merchant account services that are tailored to meet their individual needs.
Specializes in
Credit Card Processing Specialists specialize in working with small ticket businesses, as well as those in the retail, medical, restaurant, and MOTO orders. This company can work with merchants in need of payment processing equipment, payment gateways, and other services.
Pricing Summary
Setup Fee: Unknown
Monthly Fee: Unknown
Swipe Rate: as low as 0.35%
Keyed-in Rate: Unknown
Early Termination Fee : $0 the company requires a 60-day notice for cancelation
Contract Terms:
Credit Card Processing Specialists is a merchant account provider and payment processor that serves standard-risk merchants.
This company lists many locations on its website, including Beijing, Singapore, Auckland, Ontario, and Santa Fe, New Mexico.
Credit Card Processing Specialists focuses mainly on working with hospitality and lodging, retail, medical, restaurant, utility, and small ticket merchants.
There is very little information available online about Credit Card Processing Specialists. This company lists several locations around the world on its website’s About Us page, including one location in New Mexico. There is no information online about how long it has been in business, or who its CEO, president, and/or managing partners are.
It is possible that Credit Card Processing Specialists is a subsidiary of another company, but this information is not available either. There is no indication of its acquiring banks or other partnerships on the company website.
Credit Card Processing Specialists works with most standard-risk merchants to provide them with merchant accounts and the payment processing services they need, including payment gateways, POS systems, and other equipment, and mobile payment processing.
Head Quarters
2885 Sanford Ave., Grandville, Michigan 49418
Year Founded
Unknown
CEO
Unknown
Employees
Unknown
Merchant Provider Risk Tolerance
Works with small ticket businesses including retail, MOTO, Medical and restaurants and others.
All merchants receive free credit card terminals upon signing with the company.
No early termination fee when a customer cancels.
Offers 24/7 technical support.
Services are tailored to the needs of the merchant.
Requires 60 day notice to cancel.
Services standard risk businesses.
No inside sales team.
All pricing and fees not listed.
The amount of time it takes for a merchant to be approved is not listed.
Hardware & Software
Credit Card Processing Specialists can provide merchants with access to equipment and payment gateways/virtual terminals. The company can also offer software integration for shopping carts.
The company’s website states that all merchants can receive free credit card terminals when they sign up for services. But it also offers various makes and models of equipment on lease as well.
Merchants can choose:
Dial terminals
Wireless terminals
IP-based terminals
A virtual terminal or a mobile application are also available.
Value-Added Services
The value-added services that Credit Card Processing Specialists offer include:
Merchant cash advances
A gift card program
A loyalty card program
QuickBooks integration
Supported Payment Types & Services
Businesses that work with Credit Card Processing Specialists will be able to accept the following forms of payment:
Visa
Mastercard
Discover
American Express
JCB
Diners Club
ACH
Gift cards
Loyalty cards
Depending on the hardware or software a merchant chooses, additional payments, such as checks and electronic checks, and mobile wallet payments may also be included.
Discloses All Important Terms
Unknown
Public Pricing Available
Unknown
Other than advertising a swiped rate of 0.35%, there is no other information available on the Credit Card Processing Specialists website about their pricing and fees. But this rate indicates a tiered pricing model.
It is possible that this company has its own pricing structure for each merchant based on their risk level, the type of business they own, and many other factors. But the fact that it uses a tiered model is cause for concern regarding transparency.
Pricing Model
Tiered Pricing
Swiped Rate
as low as 0.35%
Keyed-in Rate
Unknown
Mobile Payment Rate
Unknown
Virtual Terminal Rate
Unknown
Monthly Fee
Unknown
Payment Gateway Fee
Unknown
Batch Fee
Unknown
Early Termination Fee
$0 the company requires a 60-day notice for cancelation
PCI Compliance Fee
Unknown
Equipment Lease Terms
N/A
Address Verification Service (AVS)
N/A
Application Fee
Unknown
Account Setup Fee
Unknown
Gateway Setup Fee
Unknown
Annual Fee
Unknown
Monthly Minimum
Unknown
Statement Fee
Unknown
Credit Card Processing Specialists states that the company requires a 60-day notice for cancelation. It does not advertise any long-term contracts and there are no early termination fees assessed when a merchant customer cancels.
Contract Length
Unknown
Early Termination Fee
$0 the company requires a 60-day notice for cancelation
Credit Card Processing Specialists advertises a fast approval process on the company website, but it does not indicate how fast it is. The site states that merchants will receive pre-programmed equipment upon account approval.
Typically, merchants using POS systems, credit card terminals, or other equipment will be ready to accept payments within 14 days. Those that are utilizing a payment gateway or that need shopping cart integration can be ready to go within a week or so.
The Credit Card Processing Specialists website mentions several email addresses and a phone number on its Contact Us page. There is also a form that merchants can fill out and submit to get assistance. The company claims to offer 24/7 technical support.
BBB Rating
Credit Card Processing Specialists states on the company website that it has an A rating on the BBB website. However, no profile for this company can be found with the Better Business Bureau.
Other Online Reviews
There are no other reviews online about Credit Card Processing Specialists’ products or services. This could be because those reviews are being targeted toward another company that is actually a parent company. However, there is no information indicating what that might be.
There are currently no outstanding FTC complaints or class-action lawsuits filed against Credit Card Processing Specialists.
BBB
N/A
N/A
N/A
Yelp
N/A
Total Online Reviews
Unknown
Total Online Complaints
Unknown
Lawsuits
Unknown
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