Credit Card Processing Specialists Review

Rates and Fees
60/100
Truth in Advertising
60/100
Consumer Reviews
60/100
Customer Support
75/100
3

Best for

Merchants with standard-risk businesses that are in need of merchant account services that are tailored to meet their individual needs.

Specializes in

Credit Card Processing Specialists specialize in working with small ticket businesses, as well as those in the retail, medical, restaurant, and MOTO orders. This company can work with merchants in need of payment processing equipment, payment gateways, and other services.

Pricing Summary

Setup Fee: Unknown

Monthly Fee: Unknown

Swipe Rate: as low as 0.35%

Keyed-in Rate: Unknown

Early Termination Fee : $0 the company requires a 60-day notice for cancelation

Contract Terms:

Unknown
Visit Credit Card Processing Specialists

Credit Card Processing Specialists is a merchant account provider and payment processor that serves standard-risk merchants.

This company lists many locations on its website, including Beijing, Singapore, Auckland, Ontario, and Santa Fe, New Mexico.

Credit Card Processing Specialists focuses mainly on working with hospitality and lodging, retail, medical, restaurant, utility, and small ticket merchants.

Credit Card Processing Specialists Overview

 

There is very little information available online about Credit Card Processing Specialists. This company lists several locations around the world on its website’s About Us page, including one location in New Mexico. There is no information online about how long it has been in business, or who its CEO, president, and/or managing partners are.

It is possible that Credit Card Processing Specialists is a subsidiary of another company, but this information is not available either. There is no indication of its acquiring banks or other partnerships on the company website.

Credit Card Processing Specialists works with most standard-risk merchants to provide them with merchant accounts and the payment processing services they need, including payment gateways, POS systems, and other equipment, and mobile payment processing.

Quick Facts

Head Quarters

2885 Sanford Ave., Grandville, Michigan 49418

Year Founded

Unknown

CEO

Unknown

Employees

Unknown

Merchant Provider Risk Tolerance

Low Risk Businesses

What We Like

Works with small ticket businesses including retail, MOTO, Medical and restaurants and others.

All merchants receive free credit card terminals upon signing with the company.

No early termination fee when a customer cancels.

Offers 24/7 technical support.

Services are tailored to the needs of the merchant.

What We Don't Like

Requires 60 day notice to cancel.

Services standard risk businesses.

No inside sales team.

All pricing and fees not listed.

The amount of time it takes for a merchant to be approved is not listed.

Industries Served

  • Online Sellers

Business Types Served

  • Mobile
  • Online

Credit Card Processing Specialists Products & Services

 

Hardware & Software

Credit Card Processing Specialists can provide merchants with access to equipment and payment gateways/virtual terminals. The company can also offer software integration for shopping carts.

The company’s website states that all merchants can receive free credit card terminals when they sign up for services. But it also offers various makes and models of equipment on lease as well.

Merchants can choose:

Dial terminals
Wireless terminals
IP-based terminals

A virtual terminal or a mobile application are also available.

Value-Added Services

The value-added services that Credit Card Processing Specialists offer include:

Merchant cash advances
A gift card program
A loyalty card program
QuickBooks integration

Supported Payment Types & Services

Businesses that work with Credit Card Processing Specialists will be able to accept the following forms of payment:

Visa
Mastercard
Discover
American Express
JCB
Diners Club
ACH
Gift cards
Loyalty cards

Depending on the hardware or software a merchant chooses, additional payments, such as checks and electronic checks, and mobile wallet payments may also be included.

Credit Card Processing Specialists Payment Processing

  • Credit Card Processing
  • Debit Card Processing
  • Mobile Commerce
  • Online Payments
  • Payment Gateway

Credit Card Processing Specialists Billing & Invoicing

  • Mobile Payments
  • Online Payments

Credit Card Processing Specialists Advertising & Sales

 
It appears that Credit Card Processing Specialists does not have an inside sales team. This company markets its products and services through referrals, independent sales agents, and paid advertising.

This company advertises a swiped rate that is as low as 0.35%, which is probably its “qualified” rate. Most transactions fall into the mid-qualified or non-qualified category in tiered pricing models, which this company seems to use. This rate is misleading and may cause merchants to believe that its prices are much lower than they actually are.

Truth in Marketing

Discloses All Important Terms

Unknown

Public Pricing Available

Unknown

Credit Card Processing Specialists Pricing, Rates & Fees

 

Other than advertising a swiped rate of 0.35%, there is no other information available on the Credit Card Processing Specialists website about their pricing and fees. But this rate indicates a tiered pricing model.

It is possible that this company has its own pricing structure for each merchant based on their risk level, the type of business they own, and many other factors. But the fact that it uses a tiered model is cause for concern regarding transparency.

Pricing at a Glance

Pricing Model

Tiered Pricing

Swiped Rate

as low as 0.35%

Keyed-in Rate

Unknown

Mobile Payment Rate

Unknown

Virtual Terminal Rate

Unknown

Monthly Fee

Unknown

Payment Gateway Fee

Unknown

Batch Fee

Unknown

Early Termination Fee

$0 the company requires a 60-day notice for cancelation

PCI Compliance Fee

Unknown

Equipment Lease Terms

N/A

Address Verification Service (AVS)

N/A

Application Fee

Unknown

Account Setup Fee

Unknown

Gateway Setup Fee

Unknown

Annual Fee

Unknown

Monthly Minimum

Unknown

Statement Fee

Unknown

Credit Card Processing Specialists Contract & Terms

Credit Card Processing Specialists states that the company requires a 60-day notice for cancelation. It does not advertise any long-term contracts and there are no early termination fees assessed when a merchant customer cancels.

Contract Length

Unknown

Early Termination Fee

$0 the company requires a 60-day notice for cancelation

Credit Card Processing Specialists Setup & Support

 

Credit Card Processing Specialists advertises a fast approval process on the company website, but it does not indicate how fast it is. The site states that merchants will receive pre-programmed equipment upon account approval.

Typically, merchants using POS systems, credit card terminals, or other equipment will be ready to accept payments within 14 days. Those that are utilizing a payment gateway or that need shopping cart integration can be ready to go within a week or so.

The Credit Card Processing Specialists website mentions several email addresses and a phone number on its Contact Us page. There is also a form that merchants can fill out and submit to get assistance. The company claims to offer 24/7 technical support.

Setup Highlights

  • Documentation / Knowledge Base

Support Highlights

  • Domestic Phone Support (Business Hours)
  • Email Support

Credit Card Processing Specialists Complaints, Ratings & Reviews

BBB Rating

Credit Card Processing Specialists states on the company website that it has an A rating on the BBB website. However, no profile for this company can be found with the Better Business Bureau.

Other Online Reviews

There are no other reviews online about Credit Card Processing Specialists’ products or services. This could be because those reviews are being targeted toward another company that is actually a parent company. However, there is no information indicating what that might be.

There are currently no outstanding FTC complaints or class-action lawsuits filed against Credit Card Processing Specialists.

Ratings

BBB

N/A

Google

N/A

Facebook

N/A

Yelp

N/A

Reviews

Total Online Reviews

Unknown

Total Online Complaints

Unknown

Lawsuits

Unknown

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