Clearpay Processing Review

Rates and Fees
380/100
Truth in Advertising
70/100
Consumer Reviews
75/100
Customer Support
75/100
4

Best for

Merchants with businesses of any size or risk level that are seeking to eliminate most of their credit card processing fees.

Specializes in

Clearpay Processing specializes in working with merchants all over the United States to provide them with powerful payment solutions, whether it be for online, mobile, or in-store payments. The company uses the latest in technology and a transparent pricing model that can eliminate most fees for payment processing.

Pricing Summary

Setup Fee: Unknown

Monthly Fee: Unknown

Swipe Rate: Unknown

Keyed-in Rate: Unknown

Early Termination Fee : Unknown

Contract Terms:

Unknown
Visit Clearpay Processing

Clearpay Processing is a registered ISO that is located in Huntington Beach, California, and it has additional offices in Omaha, Nebraska and Roseville, California.

This company is registered with Wells Fargo Bank, N.A., Concord, CA.

Clearpay Processing states on its About page that the company offers the latest in technological advances in the payment processing space.

Clearpay Processing Overview

 

Clearpay Processing is a well-known, industry-leading payment processing company that offers merchants solutions for in-store, mobile, and online payments. This company is a registered ISO with Wells Fargo Bank, N.A., Concord, CA and it is located in Huntington Beach, California.

Clearpay Processing does not have any information on its website regarding staff members or who the current CEO of the company is.

This company claims to have some of the best customer service agents in the industry. It utilizes up-to-date tech in its software and features transparent pricing as well as high levels of security and fraud protection for its merchant customers.

Quick Facts

Head Quarters

7777 Center Ave #650, Huntington Beach, CA 92647, United States

Year Founded

2006

CEO

Unknown

Employees

Unknown

Merchant Provider Risk Tolerance

Low Risk Businesses

What We Like

Work with all businesses, no matter size or risk level.

Provide online, in-person, and mobile payment options.

Supports all major payment types.

Value-added services are extensive.

Utilizes in-house sales team.

What We Don't Like

No accreditation or rating with the Better Business Bureau.

Reviews are almost nonexistent anywhere.

Software and hardware setup times are not addressed on the company website.

Underwriting takes 10-14 days.

No mention of contracts on the website, which supports the lone review.

Industries Served

  • Online Sellers

Business Types Served

  • Ecommerce
  • Mobile
  • Online

Clearpay Processing Products & Services

 

Hardware & Software

Clearpay Processing offers several options for merchants that are interested in obtaining the company’s payment processing services. Merchants that need hardware have access to the Clover suite of products as well as Hot Sauce POS programs.

The company also offers internet gateways and virtual terminals for merchants who have online businesses. Merchants will have access to many shopping cart plugins, inlight payment gateways, and hosted payment pages.

For merchants in need of mobile payment processing, Clearpay Processing can provide them with smartphone card readers and wireless terminals.

Value Added Services

Clearpay Processing has several value added services for its merchant customers.

The company offers a cash advance program that can assist merchants in need of capital to build or maintain their businesses.

A cash discount program is also available that can offset close to 100% of merchant credit card processing fees.

ClearRewards is Clearpay Processing’s loyalty rewards program, which is run through an app on the customer’s phone.

Supported Payment Types & Services

Clearpay Processing offers support for many different payment processing methods. Merchants’ customers can pay by:

Using any of the four major credit cards
Debit card
EBT
Apple Pay
Google Pay
WeChat Pay
Alipay
Electronic check
Gift card

Clearpay Processing Payment Processing

  • Cash Transactions
  • Credit Card Processing
  • Credit Card Terminals
  • Debit Card Processing
  • Mobile Card Reader
  • Mobile Commerce
  • Mobile Payments App
  • Online Payments
  • Online Shopping Cart Integration

Clearpay Processing Billing & Invoicing

  • Mobile Payments
  • Online Invoicing
  • Online Payments
  • Payment Processing

Clearpay Processing Advertising & Sales

 
Clearpay Processing does not appear to use any misleading marketing language on its website. It does state that merchant customers have the option of eliminating as much as 99% of their monthly credit card processing fees through the company’s Cash Discount Program. But this pricing structure is becoming more typical for ISOs.

Clearpay Processing has several partner programs that the company utilizes in order to market and sell its products and services. Commissions are paid based on what program a partner chooses.

It does not seem as though Clearpay Processing works with independent sales agents. The company does have an inside sales team and at the time of this writing, it was hiring for sales positions.

Truth in Marketing

Discloses All Important Terms

Unknown

Public Pricing Available

Unknown

Clearpay Processing Pricing, Rates & Fees

 

Clearpay Processing does not mention its prices on its website. However, it does discuss its Cash Discount Program, and the website states that the company relies upon a transparent pricing model.

It is likely that Clearpay Processing does not mention prices and fees because each merchant’s risk level is different, requiring a different price structure.

Pricing at a Glance

Pricing Model

Unknown

Swiped Rate

Unknown

Keyed-in Rate

Unknown

Mobile Payment Rate

Unknown

Virtual Terminal Rate

Unknown

Monthly Fee

Unknown

Payment Gateway Fee

Unknown

Batch Fee

Unknown

Early Termination Fee

Unknown

PCI Compliance Fee

Unknown

Equipment Lease Terms

Unknown

Address Verification Service (AVS)

Unknown

Application Fee

Unknown

Account Setup Fee

Unknown

Gateway Setup Fee

Unknown

Annual Fee

Unknown

Monthly Minimum

Unknown

Statement Fee

Unknown

Clearpay Processing Contract & Terms

There is no information available on the Clearpay Processing website regarding contracts and terms. But because the site makes no mention of no contracts or month-to-month agreements, it should be assumed that the company does require its merchant customers to sign some type of agreement.

Contract Length

Unknown

Early Termination Fee

Unknown

Clearpay Processing Setup & Support

 

There is no information available on the company website regarding how long it takes to get set up with a merchant account and payment processing services through Clearpay Processing.

Merchants in need of payment gateways could receive quick approval because everything they do will be online. Merchants that require payment processing equipment may be able to get through the underwriting process and receive their equipment within 10-14 days.

Clearpay Processing has many options on its website for merchant customers to get support. There are phone numbers available for every type of hardware they offer. The company also has a Support page that lists phone numbers and email addresses for merchant/terminal support and sales support.

Setup Highlights

  • Documentation / Knowledge Base

Support Highlights

  • Domestic Phone Support (Business Hours)
  • Domestic Phone Support (After Hours)
  • Email Support

Clearpay Processing Complaints, Ratings & Reviews

BBB Rating

Clearpay Processing does not have a profile on the Better Business Bureau website and it is not rated with the BBB.

Other Online Reviews

This company does have a few other online reviews. One is from the Clearpay Processing Facebook page, and it is the only one with text. It states that the merchant’s account was closed the first month due to an unauthorized charge on their account. Also, the merchant did not receive a contract.

Ratings

BBB

N/A

Google

N/A

Facebook

5 out of 5 Based on the opinion of 3 people

Yelp

N/A

Reviews

Total Online Reviews

5+

Total Online Complaints

Unknown

Lawsuits

Unknown

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