Best for
Merchants with businesses of any size or risk level that are seeking to eliminate most of their credit card processing fees.
Specializes in
Clearpay Processing specializes in working with merchants all over the United States to provide them with powerful payment solutions, whether it be for online, mobile, or in-store payments. The company uses the latest in technology and a transparent pricing model that can eliminate most fees for payment processing.
Pricing Summary
Setup Fee: Unknown
Monthly Fee: Unknown
Swipe Rate: Unknown
Keyed-in Rate: Unknown
Early Termination Fee : Unknown
Contract Terms:
Clearpay Processing is a registered ISO that is located in Huntington Beach, California, and it has additional offices in Omaha, Nebraska and Roseville, California.
This company is registered with Wells Fargo Bank, N.A., Concord, CA.
Clearpay Processing states on its About page that the company offers the latest in technological advances in the payment processing space.
Clearpay Processing is a well-known, industry-leading payment processing company that offers merchants solutions for in-store, mobile, and online payments. This company is a registered ISO with Wells Fargo Bank, N.A., Concord, CA and it is located in Huntington Beach, California.
Clearpay Processing does not have any information on its website regarding staff members or who the current CEO of the company is.
This company claims to have some of the best customer service agents in the industry. It utilizes up-to-date tech in its software and features transparent pricing as well as high levels of security and fraud protection for its merchant customers.
Head Quarters
7777 Center Ave #650, Huntington Beach, CA 92647, United States
Year Founded
2006
CEO
Unknown
Employees
Unknown
Merchant Provider Risk Tolerance
Work with all businesses, no matter size or risk level.
Provide online, in-person, and mobile payment options.
Supports all major payment types.
Value-added services are extensive.
Utilizes in-house sales team.
No accreditation or rating with the Better Business Bureau.
Reviews are almost nonexistent anywhere.
Software and hardware setup times are not addressed on the company website.
Underwriting takes 10-14 days.
No mention of contracts on the website, which supports the lone review.
Hardware & Software
Clearpay Processing offers several options for merchants that are interested in obtaining the company’s payment processing services. Merchants that need hardware have access to the Clover suite of products as well as Hot Sauce POS programs.
The company also offers internet gateways and virtual terminals for merchants who have online businesses. Merchants will have access to many shopping cart plugins, inlight payment gateways, and hosted payment pages.
For merchants in need of mobile payment processing, Clearpay Processing can provide them with smartphone card readers and wireless terminals.
Value Added Services
Clearpay Processing has several value added services for its merchant customers.
The company offers a cash advance program that can assist merchants in need of capital to build or maintain their businesses.
A cash discount program is also available that can offset close to 100% of merchant credit card processing fees.
ClearRewards is Clearpay Processing’s loyalty rewards program, which is run through an app on the customer’s phone.
Supported Payment Types & Services
Clearpay Processing offers support for many different payment processing methods. Merchants’ customers can pay by:
Using any of the four major credit cards
Debit card
EBT
Apple Pay
Google Pay
WeChat Pay
Alipay
Electronic check
Gift card
Discloses All Important Terms
Unknown
Public Pricing Available
Unknown
Clearpay Processing does not mention its prices on its website. However, it does discuss its Cash Discount Program, and the website states that the company relies upon a transparent pricing model.
It is likely that Clearpay Processing does not mention prices and fees because each merchant’s risk level is different, requiring a different price structure.
Pricing Model
Unknown
Swiped Rate
Unknown
Keyed-in Rate
Unknown
Mobile Payment Rate
Unknown
Virtual Terminal Rate
Unknown
Monthly Fee
Unknown
Payment Gateway Fee
Unknown
Batch Fee
Unknown
Early Termination Fee
Unknown
PCI Compliance Fee
Unknown
Equipment Lease Terms
Unknown
Address Verification Service (AVS)
Unknown
Application Fee
Unknown
Account Setup Fee
Unknown
Gateway Setup Fee
Unknown
Annual Fee
Unknown
Monthly Minimum
Unknown
Statement Fee
Unknown
There is no information available on the Clearpay Processing website regarding contracts and terms. But because the site makes no mention of no contracts or month-to-month agreements, it should be assumed that the company does require its merchant customers to sign some type of agreement.
Contract Length
Unknown
Early Termination Fee
Unknown
There is no information available on the company website regarding how long it takes to get set up with a merchant account and payment processing services through Clearpay Processing.
Merchants in need of payment gateways could receive quick approval because everything they do will be online. Merchants that require payment processing equipment may be able to get through the underwriting process and receive their equipment within 10-14 days.
Clearpay Processing has many options on its website for merchant customers to get support. There are phone numbers available for every type of hardware they offer. The company also has a Support page that lists phone numbers and email addresses for merchant/terminal support and sales support.
BBB Rating
Clearpay Processing does not have a profile on the Better Business Bureau website and it is not rated with the BBB.
Other Online Reviews
This company does have a few other online reviews. One is from the Clearpay Processing Facebook page, and it is the only one with text. It states that the merchant’s account was closed the first month due to an unauthorized charge on their account. Also, the merchant did not receive a contract.
BBB
N/A
N/A
5 out of 5 Based on the opinion of 3 people
Yelp
N/A
Total Online Reviews
5+
Total Online Complaints
Unknown
Lawsuits
Unknown
If you're in the market for a merchant account provider, be sure to check out our user reviews, our merchant accounts guide and our top popular merchant provider picks