Best for
Most business types that are in need of merchant accounts and payment processing services.
Specializes in
Authorized Credit Card Systems specializes in working with merchants in need of payment processing services in the medical, construction, automotive, and restaurant industries.
Pricing Summary
Setup Fee: Unknown
Monthly Fee: Unknown
Swipe Rate: Unknown
Keyed-in Rate: Unknown
Early Termination Fee : Unknown
Contract Terms:
Authorized Credit Card Systems was founded in 2006 as a merchant account provider that works with most types of business.
This company is partnered with seven backend payment processors, and it is a reseller for several companies.
Authorized Credit Card Systems is located in Austin, Texas, and the company’s founder and president is Keith Miller.
Authorized Credit Card Systems markets itself as a full-service merchant account provider. This company was founded in 2006, and it offers its services to most business types. Its primary merchant customers are those in the restaurant, automotive, medical, and construction fields.
The company is headquartered in Austin, Texas and Keith Miller is the company founder and president. The Authorized Credit Card Systems website does not mention the company’s acquiring bank.
Authorized Credit Card Systems states that the company tries to get merchants the best possible deal for credit card processing. This provider places a lot of importance on educating their merchant customers, communicating with them, and soft sells.
Head Quarters
3500 S Lamar Blvd Bldg 2A, Austin, Texas 78704,
Year Founded
2006
CEO
Unknown
Employees
2-10
Merchant Provider Risk Tolerance
Works with medical, restaurant, automotive and construction merchants.
Endeavors to get customers the best possible rate for credit card processing.
Educates their customers.
High emphasis on communicating with their merchants.
Provides several terminal options to merchants.
Reseller for several companies.
Works with low risk businesses.
Online merchants only accepted.
Partners with various processors.
All fees are not disclosed.
Hardware & Software
Authorized Credit Card Systems offers a range of POS systems and credit card terminals to its merchant customers through its partnerships. POS systems include:
The Poynt Payment Terminal
The Talech POS System
The Harbortouch Elite
This company can provide merchants with several credit card terminal options. This company can also supply mobile card readers, a virtual terminal, and payment gateway integration for ecommerce merchants.
Authorized Credit Card Systems offers free equipment for merchants in need of POS systems and/or credit card terminals.
Value-Added Services
Authorized Credit Card Systems does not offer any additional value-added services to its merchant customers. However, this company may be able to offer referrals to some of its many partners for merchants in need of cash advances or other common add-ons.
Supported Payment Types & Services
Merchants choosing Authorized Credit Card Systems as their merchant account provider and payment processor will be able to accept the following forms of payment:
All four major credit cards, including EMV chip and magstripe cards
Debit cards
ACH payments
Checks and electronic checks
Depending on the type of POS system, card reader, or software a merchant chooses, additional payment options may also be accepted, such as mobile wallets, and other types of credit cards.
Discloses All Important Terms
No
Public Pricing Available
Yes
Authorized Credit Card Systems states on the company website that its merchant customers should expect to pay between 0.5% and 3% per transaction. This company offers “effective rates,” which it describes as the sum of all monthly payment processing fees divided by the total volume of transactions that have been processed for that merchant.
The company does not disclose any additional fees, but merchants should expect to pay fees for virtual terminals and payment gateway integration. There are also other fees to consider as well, such as monthly fees and batch fees, which the company’s website does not discuss.
Pricing Model
Unknown
Swiped Rate
Unknown
Keyed-in Rate
Unknown
Mobile Payment Rate
Unknown
Virtual Terminal Rate
Unknown
Monthly Fee
Unknown
Payment Gateway Fee
Unknown
Batch Fee
Unknown
Early Termination Fee
Unknown
PCI Compliance Fee
Unknown
Equipment Lease Terms
Unknown
Address Verification Service (AVS)
Unknown
Application Fee
Unknown
Account Setup Fee
Unknown
Gateway Setup Fee
Unknown
Annual Fee
Unknown
Monthly Minimum
Unknown
Statement Fee
Unknown
Authorized Credit Card Systems does not lock merchants into long-term contracts. The website states they do not have them, although merchants should expect some type of contract that operates on a month-to-month basis.
This company does not lease its payment processing equipment. All POS systems and credit card terminals are given to merchants free of charge.
Some merchants may need to pay an early termination fee of up to $350, depending on what is specified in their contract.
Contract Length
Unknown
Early Termination Fee
Unknown
The Authorized Credit Card Systems website is not clear about how long it might take to get set up to begin processing payments. It does mention that all equipment should arrive ready to use, with all necessary software installed.
Merchants using a payment gateway or virtual terminal may be able to get started with processing payments in as little as a week.
This processor has a general phone number and email listed on its website for customer support. It offers 24/7 support to merchants that are located within 2 hours of Austin, Texas.
BBB Rating
Authorized Credit Card Systems has been an accredited business with the Better Business Bureau since 2009. The company currently has an A+ rating with the BBB and has not received any complaints in the last three years.
Other Online Reviews
There are no other online reviews or complaints about Authorized Credit Card Systems.
BBB
A+ and has been Accredited since 2009. (0 Reviews; 0 Complaints)
N/A
N/A
Yelp
6 review
Total Online Reviews
6+
Total Online Complaints
0
Lawsuits
0
If you're in the market for a merchant account provider, be sure to check out our user reviews, our merchant accounts guide and our top popular merchant provider picks