Merchant Services

Explore merchant services and find the right providers for your unique business needs. Read through our expert-written reviews & recommendations of the top providers, equipment, and software. Feel confident when you accept payments.

Merchant Account Reviews

Choosing the right credit card processor will give you the peace of mind to know that your ability to accept alternative forms of payment won’t be shut down, frozen or restricted due to something out of your control. With over 1,000+ credit card processing options available, all specializing in a certain type of business – how do you know which is best for your business?

To make it easy on you, we’ve categorized them based on business-model, industry, risk classification & product/service mix – taking out all of the guesswork (and treachery) of picking the wrong solution for your unique situation.

Easy Pay Direct

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On Easy Pay Direct secure website

Editor rating
5
Features
Best For
E-commerce companies, SaaS companies, "high-risk businesses", & established small/medium businesses ($500,000+ in annual sales)
Specializes in
Easy Pay Direct has unique gateway software and banking solutions to optimize payments for eCommerce, SaaS, information products, supplements, and CBD amongst other verticals.
Setup Fee:
$99
Early Termination Fee
$0 (domestic accounts)
Monthly Fee
$24.95
Keyed-in Rate
2.39% + $0.29
What We Like

Good for high-risk industries

Very few negative reviews

Single Point of Contact for Multiple Merchant Accounts

Read Our Full Review

Payment Depot

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On Payment Depot secure website

Editor rating
4.75
Features
Best For
Small and midsize businesses
Specializes in
Retail, restaurant, B2B, mobile, eCommerce, medical, legal, accounting, professional services
Setup Fee:
$0
Early Termination Fee
None
Monthly Fee
$49+
Keyed-in Rate
$0.05 - $0.15
What We Like

Transparent membership pricing

True month-to-month billing

No application or setup fees

Free gateway & virtual terminal

Next-day funding available

Good customer support

Very few public complaints

Read Our Full Review

Stripe

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On Stripe secure website

Editor rating
4
Features
Best For
E-commerce marketplaces categorized as medium and large firms of anywhere between 50-500 employees.
Specializes in
Stripe is a web app that allows merchants to accept credit card payments via e-commerce websites. Its capabilities include recurring billing, accepting bitcoin, and facilitating payments on marketplace-style platforms. Stripe tends to be very popular among digital businesses due to its ease of set-up with a wide variety of platforms such as Shopify and various plug-ins through WordPress.
Setup Fee:
$0
Early Termination Fee
None
Monthly Fee
$0
Keyed-in Rate
2.9% + $0.30 per transaction
What We Like

Excellent developer tools

Predictable flat-rate pricing

Advanced reporting tools

Ideal for international merchants

Excellent marketplace tools

Exceptional subscription tools

Multi-currency support

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Editor Picks

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