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The Best Vending Machine Credit Card Reader

Buyer's Guide

The Ultimate Vending Machine Credit Card Reader Buyer's Guide

Buying a new credit card reader for your vending machine can be a confusing and frustrating process. There are so many options, and it’s hard to know which one is best for you. This guide will walk you through how to choose the right credit card reader for your vending machine. It includes information about which types of credit card readers are available, what features they come with, and how to get the most out of them. The Ultimate Vending Machine Credit Card Reader Buyer's Guide provides all the information you need to make your purchase a success.

Vending Machine Credit Card Reader

Credit Card Readers

There are two main types of credit card readers: magstripe and EMV.


Magstripe credit card readers use the standard magnetic stripe on your card to read the information. The most common types of magstripes are the ones found on ATMs and gas pumps, though they can be used in most other places as well.


EMV credit card readers, which can only be used by businesses that have been equipped with an EMV reader, use the chip in your card to process the payment. The embedded chip in these cards is much more secure than magstripe cards because there is no stripe of magnetic material to store or transmit data. There is also no way for someone to swipe your identity from your credit card's magnetic stripe like they could with a magstripe reader. Thanks to this security feature, EMV cards are the preferred type today.

The first step when shopping for a new credit card reader is to identify what type you need. That determines what kind of reader you should consider buying—one that uses magstripes or one that uses EMV chips and requires a specific reader in order to work properly.

Your Vending Machine and the Importance of a Credit Card Reader

A credit card reader is an essential part of a vending machine. It's what allows you to accept credit cards for purchases on your machine. There are a few different types of credit card readers that you can use, and each has its own set of advantages.

One type of credit card reader is magnetic stripe readers, which are generally the least expensive option. Another type is contactless, or tap-and-go, which involves swiping your card on a reader to make a purchase. These typically have the highest transaction rates of all types, but they can also be more expensive than other options. Finally, there are smart card readers, which use wireless technology to enable you to accept payment by tapping your credit card onto the device rather than swiping it through a magnetic stripe reader every time you want to make a purchase.

So, how do you choose the right one? To help eliminate any confusion about which type would be best for your business, this guide will walk you through exactly what each type offers and how it can benefit your business.

The Features of a Vending Machine Credit Card Reader

There are many different features that come with a credit card reader.


A vending machine credit card is usually compatible with different kinds of cards. A credit card can be used in a vending machine to purchase items such as snacks, drinks, or other merchandise that the customer desires. This type of service allows customers to conveniently buy what they need when they are on-the-go without having to worry about carrying cash around for small purchases and keeping track of their balance at all times.

Built-in Scanner

Some vending machine credit card readers have a built-in scanner for your cash drawer. The reader is connected to the computer that runs the business's point of sale system and can be used by employees to process transactions without having to go back into the office or wait in line at customer service.


Vending machine credit card readers also have internal or external connectivity. Some machines are wireless, while others require a connection to the internet in order to operate.

Different Variant Types of Credit Card Readers

First, you need to decide what type of credit card reader you want. There are four basic variants:

Automatic Credit Card Reader

An automatic credit card reader will allow your customers to swipe their credit cards and then dispense the product after a successful transaction. This type of machine is usually found in grocery stores, gas stations, convenience stores, or other locations where it would be convenient for people who don't want to carry around cash or use an ATM.

This is the most popular option for most vending machine businesses.

Manual Credit Card Reader

This type of credit card reader requires a customer to manually insert their credit card into the machine. The most common types are USB, magnetic stripe, and chip cards. There is also contactless payment, which uses radio waves rather than requiring customers to physically swipe or insert their cards.

It has the advantage of being more secure than an automatic card reader, but it also limits how much you can accept at once.

Manual Cash Register

A manual cash register is exactly what it sounds like: a cash register with a credit card reader built-in. The credit card reader can be used to scan cards and complete transactions just as if the customer had paid by handing over their plastic, but without having to carry around any extra equipment or risk getting caught in a long line at the checkout counter. With this system, you don't have to worry about your customers' being able to pay for their purchases because they're already carrying some form of payment with them when they come into the store.

This works well if you have many machines in one location and want them to be able to process multiple transactions at once. It's also great if your business takes payments on foot or doesn't have enough space for an automatic or manual credit card reader on each individual machine.

Coin Acceptor

A coin acceptor is an option if your business only accepts cash and coins as payment methods, but not plastic or any other form of payment. These types of machines are used in a variety of ways: to provide change for customers, to process transactions at a checkout counter without the need for staff members, or even as part-time ATMs. Coin acceptors can also be found on vending machines that sell snack items like candy bars or gumballs by weight, instead of price tag.

Factors to Consider When Choosing a Credit Card Reader

Before choosing which credit card reader to buy, there are a few factors you should consider. We’ve noted five key factors to consider when choosing your credit card reader.

Type of Machine

What type of machine will the reader be used on? Most readers are compatible with single and multi-card readers for use in vending machines. The most common types of card readers used today include magnetic stripe, smart chip, and contactless EMV (chip + PIN) systems. These cards can be read by a variety of devices, including mobile phones, tablets, or computers, via the appropriate software application installed on these devices.

Connectivity Type

What kind of connectivity is available? If your card reader has Wi-Fi or Bluetooth capabilities, you can connect it wirelessly to your computer or mobile device. The most common way of connecting a credit card reader is through the use of an RFID (radio frequency identification) antenna that transfers data from the chip in cards and other devices such as key fobs. Although this method won't work with all devices, many modern smartphones include an app that allows for wireless communication between the phone and any compatible terminal.


How much does the credit card reader cost? Low-cost card readers are usually a disappointment in terms of performance and connectivity. A low-cost reader is not necessarily the same as a cheap one, but it may be difficult to find an affordable option that will work well with your business or enterprise's hardware. These readers can sometimes seem too good to be true because they're so inexpensive, but you need to do some research before buying into any particular product line just yet.

Make sure that you're getting what you pay for when you spend money on a reader.

Lifespan of a Vending Machine Credit Card Reader

How often will the credit card reader need to be replaced? Some readers require that they be exchanged every year or less due to wear and tear caused by handling credit cards frequently. Others need a new reader for each transaction, so it's important to know which type of card your customer will use when you're choosing the appropriate card-reader technology. Some wallets have built-in contactless payment technologies that can also serve as an option if your customer prefers not to carry around their wallet or purse during transactions.


What types of features are available? Some card readers have simple features like being able to detect whether a reading is good or bad, while others have more advanced features like NFC compatibility, high-speed transactions, and self-checkouts.

Best Practices to Maximize the Life of Your Credit Card Reader

When you buy a credit card reader, you should know that it’s going to need to be replaced every so often. That’s true of any piece of hardware!

In order to make the most out of your credit card reader and ensure that it lasts as long as possible, there are some best practices you should follow.

The first step is to purchase the right type of credit card reader for your machine. Ideally, you want to find one with built-in functionality, such as allowing you to print receipts and accept multiple cards at once. This will maximize the life of your machine by extending the time between replacements.

Second, look for a credit card reader with a warranty. Your best bet is to purchase one with a five-year warranty in case something goes wrong down the road.

Third, consider installing software before buying your new credit card reader so that it will work seamlessly with your current POS system. Software also ensures that you have more control over which features are available on your machine and whether or not they are functioning properly.

Fourth, try not to use too many different types of cards at once on your equipment; this can cause wear and tear on the equipment and lead to malfunctions in the system.

Vending Machine Credit Card Reader

Final Thoughts

When purchasing a credit card reader, there are a few very important things to keep in mind.

First, you don't want to get the wrong type of card reader. It is critical that you choose one that will fit your machine. This is because there are different types of card readers and they come in different sizes.

Second, you need to think about what features you need from your card reader. You should consider not only how much it costs but also its overall value for your business. For example, if you're looking for RFID protection, you'll need to spend a little more money on a quality machine that offers this feature.


What are the top three reasons I should have a credit card reader in my vending machine?

The top three reasons for having a credit card reader in your vending machine are: the convenience of not having to swipe the customer's credit card; cost savings on paper and labor; and the security and accuracy of a card reader.

Is it possible to add a credit card reader to an existing vending machine?

Companies allow vending machine operators to convert their outdated devices into machines that can take payment via a mobile application or via credit cards.

The technology breathes fresh life into aged machines that would otherwise have to be updated. The company's sales proposition is that using their plug-in technology is significantly less expensive than spending a lot of money on a better, updated one.

Is it safe to use credit card readers on vending machines?

Payment terminal designers will not design vending machine transactions any less safe than payments made at a cash register operated by a person. Putting your credit card inside a machine would be just as secure as putting it in a cashier's device attachment.

How does a vending machine credit card reader accept payments?

It's now the moment for the information to depart from the vending machine. The credit card transaction records are sent to a payment platform over the WAN link. The digital information will be received by the gateway's sophisticated information processing facility. The gateway captures credit card information and transfers it to a payment processor for authorisation.

Are vending machines hackable?

Hacks are very particular to merchants and device models. Although no vending machine is completely impenetrable, there are steps manufacturers may take to defend their assets and the information of their customers. To keep vending machines safe, first consider their physical security. To prevent toppling, equipment should be fastened to the ground, and a reliable tipping detector should not be deactivated by any kind of magnet or other external source.

Wires entering the vending machine should enter through the bottom rather than the rear, where they may be conveniently accessible and handled. Tubular key locks are likewise unsafe and therefore should be ignored if at all feasible. To secure data, exercise extreme caution while dealing with network-connected equipment and always cipher everything sent over TCP/IP. Allow a credible security specialist to check software to identify flaws before they turn into major problems.